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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147634 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147634)

Best experience in online payments so far.

Best experience in online payments so far. Reviewed on: 1st July 2026

Used it for many years, always reliable and useful.

Used it for many years, always reliable and useful. I like the variety of vendors I can use and the security/safety of using paypal. Reviewed on: 30th June 2026

Easy to use

Easy monthly payments, and signed up to the debit card too Reviewed on: 30th June 2026

PayPal is very good, very forgiving when you don't m...

PayPal is very good, very forgiving when you don't make a payment on top Reviewed on: 30th June 2026

Always reliable safe transactions

Always reliable safe transactions Reviewed on: 30th June 2026

Great helper

Helped me to enjoy my life and time outdoors Reviewed on: 30th June 2026

Confusion setting up direct Debit

The reason I have dropped a star is because I found it unclear as to whether I had actually set up a direct debit to pay off the required monthly amount. After completing the details of my bank account to set up the direct debit the system seems to throw you back to the screen which is the same as at the start without confirming that your direct debit has been set up which left me thinking that it had failed for some reason so I set up another direct debit with a different bank account which did the same. I was then left feeling like I hadn't set up a direct debit and I would have a look at another time. Then I received an email confirming both direct debits had been set up so I now need to go to the hassle of cancelling one of their direct debits. Poor really Reviewed on: 30th June 2026

Always super helpful and very communicative

Always super helpful and very communicative Reviewed on: 30th June 2026

Reliable and secure

Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Happy customer

I’ve used PayPal for years and find it very easy to navigate and I’ve never had any issues Reviewed on: 30th June 2026

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