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PayPal: PayPal Credit reviews

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4.90
Based on 106,963 reviews, last reviewed 14th May 2026
2589150% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient to use. Very convenient to use. reliable and safe. Reviewed on: 14th May 2026
Maria A's avatar
Maria A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106963)

Great option for paying later with no hidden fees.

5
Great option for paying later with no hidden fees. I use it regularly for payments and clear the outstanding in my own time. Reviewed on: 13th May 2026
Craig g's avatar
Craig g

safe and secure with all my transactions

5
Always use it as trust the site very secure and also has many payment options , they also have options for help with just about everything either by bot or a friendly advisor. The app itself is pretty easy to use and user friendly which helps a lot Reviewed on: 13th May 2026
David Russell's avatar
David Russell

The Best

5
PayPal helped me a lot, it gave me the ability to buy everything I wanted and needed and at the same time I didn't stress about money and for that I thank you. With respect, Catalin Tataru Reviewed on: 13th May 2026
MR C's avatar
MR C

easy to use

5
So easy to use. Have been ysung paypal for years. They have helped me get my miney back and to make cimplaints and get heard and get results. Reviewed on: 13th May 2026
Marilyn B's avatar
Marilyn B

Always using Paypal to spread payments on purchases.

5
Always using Paypal to spread payments on purchases. Really helpful to manage budget. Reviewed on: 13th May 2026
Ilona D's avatar
Ilona D

PayPal provide a trustworthy and easy to use service.

5
PayPal provide a trustworthy and easy to use service. I can use their services for online transactions with full peace of mind. Reviewed on: 13th May 2026
Alex R's avatar
Alex R

Safe online payments and great rewards and promotions.

5
Safe online payments and great rewards and promotions. Reviewed on: 13th May 2026
Tom's avatar
Tom

Never had issues with PayPal, lovely service

5
Never had issues with PayPal. So useful and easy to use Reviewed on: 13th May 2026
Bassam a's avatar
Bassam a

Reliable when you really need help

5
Reliable when you really need help Reviewed on: 13th May 2026
Ndaizivei K's avatar
Ndaizivei K

Recently had scammers putting small amounts of money...

3
Recently had scammers putting small amounts of money into my account - makes me feel a bit uneasy as I rarely use Paypal and have heard this is a method of phishing Reviewed on: 13th May 2026
Emily 's avatar
Emily

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