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PayPal: PayPal Credit reviews

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4.90
Based on 106,935 reviews, last reviewed 14th May 2026
2587800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always swift and uncomplicated and reliable! Always swift and uncomplicated and reliable! Reviewed on: 14th May 2026
A w's avatar
A w

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106935)

Great service

4
PayPal Credit has been a great service to use — really convenient and easy to manage. The application process was straightforward, payments are simple to track, and it’s helpful being able to spread the cost of purchases when needed. I’ve always found it reliable and user-friendly. Definitely a useful option for flexible payments. Reviewed on: 13th May 2026
Joanne Murphy's avatar
Joanne Murphy

Used Paypal for over 20 years... GREAT Company.

5
Used Paypal for over 20 years..Rely on it to support you when things o wrong... the hallmark of a GREAT company. Reviewed on: 13th May 2026
Mike's avatar
Mike

Used PayPal for years without fault

5
Used PayPal for years without fault Reviewed on: 13th May 2026
Les B's avatar
Les B

Always friendly customer services

5
Always friendly customer services Reviewed on: 13th May 2026
Denise 's avatar
Denise

I have great experience with my PayPal credit and it...

5
I have great experience with my PayPal credit and it's made my life so much better now. Reviewed on: 13th May 2026
Sainabou Kuyateh's avatar
Sainabou Kuyateh

Consistent, reliable, and great new features

5
I’ve used PayPal for years, and it remains my go-to for online shopping. The Pay in 3 and PayPal Credit services are excellent additions—they are very easy to use and the information provided is always clear. It is accepted almost everywhere, and the recent introduction of features like the Virtual Card shows they are constantly improving accessibility. A great, reliable service that keeps getting better Reviewed on: 13th May 2026
Tomasz Szydlowski's avatar
Tomasz Szydlowski

PayPal service 10/10

5
I have used PayPal for various things over the years and can't fault it. Reviewed on: 13th May 2026
Laura p's avatar
Laura p

Using PayPal credit had enabled me to access servic...

5
Using PayPal credit had enabled me to access services with some ease. Reviewed on: 13th May 2026
Magilam's avatar
Magilam

Not easy to access and understand they are slow

1
Not easy to access and understand they are slow Reviewed on: 13th May 2026
Obi's avatar
Obi

Always helpful and friendly and answering my questions.

5
Always helpful and friendly and answering my questions. Reviewed on: 13th May 2026
JULIE C's avatar
JULIE C

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