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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147588)

True to their works

5
They have good customer service, services are good and what you see or hear is what you get. They're amazing Reviewed on: 30th June 2026

I find PayPal credit easy and convinent to use and c...

5
I find PayPal credit easy and convinent to use and can instantly pay for things hasse free Reviewed on: 30th June 2026

Just started using PayPal credit

5
I have only just started using PayPal credit but I have found it easy to you and very convenient Reviewed on: 30th June 2026

It's a good service and supported by a lot of retail...

4
It's a good service and supported by a lot of retailers which is why I use it. But would prefer if it worked more like klanra where transactions are separate rather than together like a credit card Reviewed on: 30th June 2026

Great app. Never had an issue.

5
Never had an issue. Great app. Love the flexibility I have with it too. Reviewed on: 30th June 2026

Keep up the good work.

5
Very good customer service when I have contacted you,a great way of making things more affordable. Reviewed on: 30th June 2026

Safe and quick method of payment

5
Safe and quick method of payment Reviewed on: 30th June 2026

Excellent product, quick answers , helps in many dif...

5
Excellent product, quick answers , helps in many different ways of payment , Reviewed on: 30th June 2026

Really good across most ec sites as a payment option

4
Really good across most ec sites as a payment option Reviewed on: 30th June 2026

One of the best!

5
Paypal Credit is honestly one of the best in my opinion, not only is it accepted basically everywhere now with the option to get a Paypal Credit Card but you can also benefit from 0% purchases for a certain time period subject to what said purchases are. Reviewed on: 30th June 2026

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