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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147520)

All good :)

5
Everything is clear, easy to use, and the approach to the customer is excellent. Reviewed on: 30th June 2026

Easy to use and readily accessible in time of money...

5
Easy to use and readily accessible in time of money crisis. Reviewed on: 30th June 2026

You feel safe with PayPal.

5
You feel safe with PayPal. It's easy accepting in more and more places... I always chose paypal as my preferred method of payment. If they don't accept paypal. I trust them less. Reviewed on: 30th June 2026

I have been using PayPal for many years and I really...

5
I have been using PayPal for many years and I really enjoy using PayPal in 3 installments and interest free credit options. Reviewed on: 30th June 2026

Easy to apply, very straightforward process.

5
Easy to apply, very straightforward process. Reviewed on: 30th June 2026

Fast service

5
Fast service and easy to understand Reviewed on: 30th June 2026

absolutely brilliant easy to use and to make over pa...

5
absolutely brilliant easy to use and to make over payment when needed Reviewed on: 30th June 2026

Lifesaver

5
Helps me to get the things i want and need, whilst helping me budget and keeping me financially secure. Reviewed on: 30th June 2026

Very easy to use with flexible payments,

5
Very easy to use with flexible payments, Reviewed on: 30th June 2026

Stress free purchase

5
It has helped me purchase things I need with less stress involved Reviewed on: 30th June 2026

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