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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Very flexible and easy to use.

Very flexible and easy to use. Highly recommend it for quick purchases. Reviewed on: 14th July 2026

Safe and secure

PayPal save your money from scammers and it’s very secure.. Reviewed on: 14th July 2026

PayPal Credit: Holiday

Using PayPal Credit to pay for my holiday was one of the best financial decisions I’ve made. It gave me the confidence to book my holiday when I found the right deal, rather than worrying about having to pay the full amount upfront. The 0% interest offer until May 2026 meant I could spread the cost into manageable monthly payments, making it much easier to budget while still covering my everyday expenses. The whole process was simple, quick and hassle-free. Paying with PayPal Credit was seamless, and I appreciated having everything clearly set out so I always knew where I stood. Instead of the stress that can come with paying for a large purchase all at once, I was able to enjoy planning my holiday knowing I had the flexibility to pay it off over time without paying interest during the promotional period. For me, PayPal Credit offered convenience, flexibility and peace of mind. It made an important purchase much more affordable and helped me manage my finances responsibly without compromising on something I was really looking forward to. It’s an option I would happily use again for larger planned purchases and one I would recommend to anyone looking for a straightforward way to spread the cost while staying in control of their budget. Reviewed on: 14th July 2026

It's a fabulous product with any purchase of above £...

It's a fabulous product with any purchase of above £100 deferred the payment for 4 months. Reviewed on: 14th July 2026

Very godd help

Very good help for people that want things but not have all money Reviewed on: 14th July 2026

a problem with my account paying someone when...

I had a problem with my account paying someone when I had closed it.PayPal went through my account with me they then closed the direct debit with the company and asked for my money that they had taken. Reviewed on: 14th July 2026

Works perfectly

Perfect and works as it should, makes it easier paying for things Reviewed on: 14th July 2026

Never had any issues with PayPal Credit

Never had any issues with PayPal Credit Reviewed on: 14th July 2026

Never have a problem wit paypal.

Never have a problem wit paypal.and if there is it gets sorted Reviewed on: 14th July 2026

Thumbs up.

PayPal app is very good & easy to use. Reviewed on: 14th July 2026

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