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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106887 reviews)

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4.90

Based on 106,886 reviews, last reviewed 14th May 2026

2585600% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Excellent credit services provided by PayPal. Money there for whenever a big purchase is needed and I don't have the immediate funds. It's helped me a... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106887)

Excellent Retail financing provider.

Excellent Retail financing provider. Reviewed on: 13th May 2026

PAYPAL my partner in purchases

PayPal is just convenient it is mt preferred choice when it comes to purchases I buy with confidence knowing I am protected. Whenever I have had issues they have been dealt with and resolved in a very timely fashion. The agents are always knowledgeable and courteous Reviewed on: 13th May 2026

I’ve had a good experience using Paypal

I’ve had a good experience using Paypal Reviewed on: 13th May 2026

Does the job

They're not the cheapest but at least you can be pretty confident they're legit Reviewed on: 13th May 2026

Good Credit App

Very good credit, was able to sort out my financial situation and payment plan was very good. Customer care is top notch Reviewed on: 13th May 2026

PayPal has always been a great service

PayPal has always been a great service Reviewed on: 13th May 2026

Best on the market

Best and fastest payment option, never fails! Reviewed on: 13th May 2026

Happy n job aot need to apply they sent me the card

Did not need to apply they sent me the card Reviewed on: 13th May 2026

I use PayPal doing my shopping online and this is ha...

I use PayPal doing my shopping online and this is handy. Reviewed on: 13th May 2026

Staexperience sounds...

Started to use it yet but what I've read sounds good Reviewed on: 13th May 2026

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