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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147435 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147435)

I have used PayPal for years and if I have any probl...

I have used PayPal for years and if I have any problems they are always on hand to help! Reviewed on: 30th June 2026

Gives you spending power, no waiting for pay day lik...

Gives you spending power, no waiting for pay day like pay in 3. Never miss it Reviewed on: 30th June 2026

READY AND EASY TO ACCESS.

READY AND EASY TO ACCESS. This is a good way to extend your money to purchase essential items but you must not default and pay on time and the required amount to clear the debt within the prescribed time frame. Reviewed on: 30th June 2026

Best thing I did

Easy app very handy great to use Reviewed on: 30th June 2026

Very easy and seamless experience.

Very easy and seamless experience. Would 100% recommend and it’s easy to repay as well. Reviewed on: 30th June 2026

I have used PayPal credit 2 to 3 times with...

I have used PayPal credit 2 to 3 times with no problem Reviewed on: 30th June 2026

Easy to use, secure and reliable service.

Easy to use, secure and reliable service. Highly recommended. Reviewed on: 30th June 2026

Not a fan of having to wait till midnight to tale p...

Not a fan of having to wait till midnight to tale payment Reviewed on: 30th June 2026

PayPal credit

Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Fantastic service.

Fantastic service. Great options. Great customer support Reviewed on: 30th June 2026

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