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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,870 reviews, last reviewed 14th May 2026
2584900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happie chappie I’ve used pay pal for years & I’m very pleased with all round service, would highly recommend. Reviewed on: 14th May 2026
Terry Harris's avatar
Terry Harris

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106870)

Happy n job aot need to apply they sent me the card

5
Did not need to apply they sent me the card Reviewed on: 13th May 2026
kennedyr r's avatar
kennedyr r

I use PayPal doing my shopping online and this is ha...

4
I use PayPal doing my shopping online and this is handy. Reviewed on: 13th May 2026
Bea 's avatar
Bea

Staexperience sounds...

5
Started to use it yet but what I've read sounds good Reviewed on: 13th May 2026
Jerry S's avatar
Jerry S

PayPal consumer protection

5
I've been a PayPal user for over a decade. Their consumer protection is robust, they've always adequately responded to any issues that arose with sellers giving me the confidence to pay for goods online using PayPal credit. Also, the perks that comes with it such as their promotional offers of 4 months interest free or pay in 3 installments is very lucrative especially when you're on a budget. Reviewed on: 13th May 2026
Waled E's avatar
Waled E

No regrets

4
Great experience so far. Haven’t regretted Reviewed on: 13th May 2026
Lara Plang's avatar
Lara Plang

Its so easy to use, I look for it over other payment...

5
Its so easy to use, I look for it over other payment methods Reviewed on: 13th May 2026
Aaron's avatar
Aaron

Had some fraudulent activity going on but PayPal wer...

5
Had some fraudulent activity going on but PayPal were straight on it within 20 minutes. Awesome Reviewed on: 13th May 2026
Liam C's avatar
Liam C

A god send

5
Very easy to use very very satisfied Reviewed on: 13th May 2026
Terry mac's avatar
Terry mac

Very good service and easy to use

5
Very good service and easy to use Reviewed on: 13th May 2026
Luke P's avatar
Luke P

Very good experience since using it

5
Very good experience since using it Reviewed on: 13th May 2026
James w's avatar
James w

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