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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal is always quick and easy, with clear options...

PayPal is always quick and easy, with clear options on your balance and costs. It's so easy to grab a bargain with PayPal. Reviewed on: 31st May 2025

Reliable & easy to use, my go to for online payments

I've used PayPal for years, & it's consistently made online shopping & sending money quick and secure.I appreciate the added layer of protection it gives when buying from unfamiliar sellers, and I like how I can link it directly to my bank or card. The mobile app is especially handy intuitive and fast. Overall PayPal is a reliable tool in my digital life! Reviewed on: 31st May 2025

It's been good so far I'm a new customer haven't bee...

It's been good so far I'm a new customer haven't been with you long but so far I've found your app easy to use Reviewed on: 31st May 2025

No problems ever.

Not much to say clear straight forward experience Reviewed on: 31st May 2025

My review

Always have had a good experience with PayPal credit, don't have a bad word to say and it's really helpful and useful. Wish more retailers used it. I still have yet to have a negative experience when I use PayPal credit. Reviewed on: 31st May 2025

Excellent payment method

Easy to use, easy to pay and your purchases are protected! Win, win! Reviewed on: 31st May 2025

Easy to use, 0% finance or pay in three is a great b...

Easy to use, 0% finance or pay in three is a great bonus. Reviewed on: 31st May 2025

On top of it

Never had a problem that wasn't sorted out within 24hrs Reviewed on: 31st May 2025

Good service easy to use app.

Good service easy to use app. Good at handling complaints Reviewed on: 31st May 2025

Using PayPal Credit

I have used PayPal Credit several times. It is very easy and quick. I appreciate being able to spread the cost of some of my bigger purchases. Reviewed on: 31st May 2025

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