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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147348)

PayPal is always there when I need it.

5
PayPal is always there when I need it. It also let's me spread the cost of larger items when money is a little tight. I can also treat myself knowing that 4 months interest free allows for an easy purchase. Their buyer insurance is also great giving peace of mind if something should go wrong Reviewed on: 30th June 2026

East to use service

5
PayPal credit is always available online and in the app. It’s easy to use and make payments. Account details are easily available. Reviewed on: 30th June 2026

0% interest.

5
0% interest. Great way to buy something and pay it off over a few months. Reviewed on: 30th June 2026

Credit is good but you can inprove app because its s...

5
Credit is good but you can inprove app because its slowly updating how much you already paid back Reviewed on: 30th June 2026

Yuba raj

5
Great job in this one I love that Reviewed on: 30th June 2026

Brilliant!

5
Always used paypal, very reliable and helped me many of time. Reviewed on: 30th June 2026

Excellent

5
Great mony service, doesn't let you down unlike other apps . Reviewed on: 30th June 2026

Excellent service different and easy way to pay

5
Excellent service different and easy way to pay Reviewed on: 30th June 2026

I have been using PayPal for many years now and have...

5
I have been using PayPal for many years now and have always found them to be a great company. I enjoy the support and protection they offer when paying by PayPal. Reviewed on: 30th June 2026

Brilliant Service - easy to use and very flexible wh...

5
Brilliant Service - easy to use and very flexible when you really need it. Managing my account has never been so easy. Everything in one place as it should be - clear and easy to use. Reviewed on: 30th June 2026

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