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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy to use and I have not had any problem using it.

Easy to use and I have not had any problem using it. There when you need it. Reviewed on: 31st May 2025

PayPal are very easy and convenient to use

PayPal are very easy and convenient to use Reviewed on: 31st May 2025

Great service

Always had great customer service and pay in 3 option has always been - very good option. I would recommend pay pal as a payment option to family and friends. Reviewed on: 31st May 2025

Forever grateful for PayPal for helping me refurbish...

Forever grateful for PayPal for helping me refurbish my home as a first time buyer. Their options are brilliant in helping manage my payments Reviewed on: 31st May 2025

Ive been using Pay Pal for 7 years and its quick , e...

Ive been using Pay Pal for 7 years and its quick , easy and always helpful Reviewed on: 31st May 2025

Because PayPal is one of the most secure sites.

Because PayPal is one of the most secure sites. Reviewed on: 31st May 2025

Excellent company.

I have no complaints about PayPal. I have had a dispute with a product not arriving and PayPal sorted it out, making it so easy for me. I am delighted Reviewed on: 31st May 2025

Very helpful for everyday life very easy for me by w...

Very helpful for everyday life very easy for me by what I need then I pay every month Reviewed on: 31st May 2025

Mr botev

Good all the time help when nees Reviewed on: 31st May 2025

It's so good for me being disabled ,I can purchase i...

It's so good for me being disabled ,I can purchase items and know I can pay with PayPal saving me having to go out to the shops ,I've had no problems at all with payments. Reviewed on: 31st May 2025

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