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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Excellent customer service, prompt responses and kin...

Excellent customer service, prompt responses and kind staff. Reviewed on: 31st May 2025

PayPal is by far the most secure platform

PayPal is by far the most secure platform for handling payment transactions. I always feel confident and protected when using it, it’s my go-to for safe, fast, and hassle-free payments. The user-friendly interface, strong buyer protection, and quick resolution process make every transaction smooth and stress-free. I highly recommend PayPal for anyone looking for a trustworthy and efficient payment solution. Reviewed on: 31st May 2025

Good very good very very good.

Good very good very very good. Highly recommend Reviewed on: 31st May 2025

Good finance provider.

Good finance provider. Thanks for the heads up Reviewed on: 31st May 2025

helpful and flexible

They were there when I needed help and flexible enough to help me repay without filling behind or mounting pressure. Reviewed on: 31st May 2025

It’s is excellent service

It’s fast and safe transfer money and it satisfied me Reviewed on: 31st May 2025

Nice easy way to pay.

Nice easy way to pay. credit is a very welcome tool in managing finances Nd purchases Reviewed on: 31st May 2025

very pleasant experience

I have a very pleasant experience with PayPal Credit whether it is for a purchase or make a payment towards it. Reviewed on: 31st May 2025

No, I'd rather not leave a review thank you

No, I'd rather not leave a review thank you Reviewed on: 31st May 2025

Simply the best

Very easy to go through. Will always use it if I need to pay anything over an extended period of time Reviewed on: 31st May 2025

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