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PayPal: PayPal Credit reviews

4.90
Based on 106,749 reviews, last reviewed 14th May 2026
2579250% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great business with them. Great business with them.I have a good experience with them. Really there when I need them Reviewed on: 14th May 2026
daniel lungu's avatar
daniel lungu

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106749)

Great service, quick response and support.

5
Great service, quick response and support. Reviewed on: 13th May 2026

Quick, easy and safe.

5
Quick and easy, the PayPal credit no interest for 4 months on purchases over £100 is a great idea as it helps justify those bigger purchases that if bought out right would hurt the wallet but over time payed off helps. Reviewed on: 13th May 2026

Brilliant service, great offers

5
Brilliant service, great offers on the card and can be used everywhere. Reviewed on: 13th May 2026

PayPal all time help me .

5
PayPal all time help me . this is very good use online payment. Thanks Reviewed on: 13th May 2026

PayPal is easy to manage and make purchases

5
PayPal is easy to manage and make purchases Reviewed on: 13th May 2026

Go to for credit

5
I really like PayPal, it is my go to for payments and if you ever need to contact customer services for PayPal credit they are so pleasant, knowledgeable, professional and helpful, it's an absolute joy and pleasure Reviewed on: 13th May 2026

Always helpful

5
Always helpful, and solved any problems I had Reviewed on: 13th May 2026

I’ve been using PayPal long time and it’s really goo...

5
I’ve been using PayPal long time and it’s really good long time to pay 10-10 Reviewed on: 13th May 2026

Credit card and 0% APR

5
I’ve easily applied for a credit card o Paypal and I’m happy about having 0% interest in my purchases when it’s applicable. Reviewed on: 13th May 2026

Easy to use and helpful staff however takes ages to...

5
Easy to use and helpful staff however takes ages to get through to PayPal on the phone if you have an issue and need to talk to someone Reviewed on: 13th May 2026

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