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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147283 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147284)

Great tool overall, super easy and helpful to use.

Great tool overall, super easy and helpful to use. Free for 4 months for larger purchases is a great feature. Reviewed on: 30th June 2026

It’s good but easy to fall into.

It’s good but easy to fall into. If you don’t keep on top of it of course you can’t loose your way but I have never had any unpleaseantness Reviewed on: 30th June 2026

Happy to us PayPal

All good easy to use, easy to pay back money owed and pay in 3 is helpful too Reviewed on: 30th June 2026

Very secure .

Very secure . Great customer service Reviewed on: 30th June 2026

Great service

No issues able to pay off whenever you want as long as meeting monthly requirements. However not easily explained on how to delete or remove PayPal credit from account once fully paid off. Reviewed on: 30th June 2026

I recommend PayPal

I've always found that when I've contacted PayPal they have always been very helpful and polite. Reviewed on: 30th June 2026

Good and efficent, always available

Good and efficent, always available Reviewed on: 30th June 2026

No issues ever always provide details of every purch...

No issues ever always provide details of every purchase from order to delivery Reviewed on: 30th June 2026

Good overall app easy to use

Good app easy to use great for 4 months interest free Reviewed on: 30th June 2026

Always options

Always options to help when making all sorts of transactions Reviewed on: 30th June 2026

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