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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Excellent service all the time everytime.

Excellent service all the time everytime. Reviewed on: 1st June 2025

Always use PayPal I'm is happy with service

Always use PayPal I'm is happy with service Reviewed on: 1st June 2025

I was able to use paypal credit in most shops that I...

I was able to use paypal credit in most shops that I need too. I will be excellent though if Amazon can be included. Reviewed on: 1st June 2025

Easy of App use and links.

Easy of App use and links. Value for money service Reviewed on: 1st June 2025

Amazing service

PayPal credit has been a huge help in managing my finances. I would recommend to everybody. It is safe and efficient. Reviewed on: 1st June 2025

It’s good and fantastic without show any evidence of...

It’s good and fantastic without show any evidence of money where from you pay back it’s good Reviewed on: 1st June 2025

Excellent service

Always been excellent whenever I used PayPal it’s provided great service with absolute peace of mind without any risk. Reviewed on: 1st June 2025

Awesome thanks

I am satisfied with PayPal and all their services, especially zero interest credits Reviewed on: 1st June 2025

Efficient and helpful.

Anytime I have had an issue, they have been on hand to help. And have been very efficient. Reviewed on: 1st June 2025

Good for buy now pay later plans

Good for buy now pay later plans Reviewed on: 1st June 2025

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