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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Simply straight forward

Simple straight forward offers with quick easy repayment options. Reviewed on: 1st June 2025

Refund from a bogus retailer

Good at refunding money and interacting with suppliers Reviewed on: 1st June 2025

Great 0% for 4 months option, who doesn't love free...

Great 0% for 4 months option, who doesn't love free credit Reviewed on: 1st June 2025

Great, helpful and very professional.

Great, helpful and very professional. I am always happy for whole experience Reviewed on: 1st June 2025

Long term user

I have used PayPal for many years - which speaks for itself really! I’ve never had much issue with paying for things, PayPal credit option is always readily available. Im always kept up to date with changes to policy/terms and gave the option to decline any increases as opposed to just automatically increasing them. Reviewed on: 1st June 2025

Love the interface of the website.

Love the interface of the website. Easy to navigate. Simple and effective and safe Reviewed on: 1st June 2025

PayPal Credit is slick

From start to finish PayPal Credit is slick, easy to.get on with and compared to all the rest, stands out to me as the best and most pleasant Reddit experience I have used over my young 51 years - Customer service are super amazing if you need them, and in general the whole 360 experience to date has been second to none - Thank you PP Reviewed on: 1st June 2025

Excellent work

My experience since I started working with PayPal is a amazing, great service and great customer support. Reviewed on: 1st June 2025

No issues with PayPal.

I never had any issues with PayPal everything is clear and the repayments are very fair. Reviewed on: 1st June 2025

Ease of purchase.

The process is explained well .the statement is easy to understand. The agreement is affordable which reduced The stress of purchasing products. Reviewed on: 1st June 2025

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