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PayPal: PayPal Credit reviews

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4.90
Based on 106,675 reviews, last reviewed 14th May 2026
2575950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is Always a Reliable payment method wi... PayPal Credit is Always a Reliable payment method with plenty of credit options to make all purchases easier. Much more flexible than using my credit ... Read more Reviewed on: 14th May 2026
Taj S's avatar
Taj S

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106675)

I find PayPal very easy & secure to use.

5
I find PayPal very easy & secure to use.Safer payment system. Reviewed on: 13th May 2026
MRS P Clift's avatar
MRS P Clift

4 months 0 interest- unbeatable offer

5
4 months 0 interest- unbeatable offer Reviewed on: 13th May 2026
Jacek K's avatar
Jacek K

real support

5
It has been a great support to me in my daily life. Reviewed on: 13th May 2026
Gabriela B's avatar
Gabriela B

Flexible and good, would highly recommend when you a...

5
Flexible and good, would highly recommend when you are struggling Reviewed on: 13th May 2026
Lauren k's avatar
Lauren k

I have a great experience so far

5
I have a great experience so far Reviewed on: 13th May 2026
Donatien R's avatar
Donatien R

I feel safe using this app, it’s secure and gives me...

5
I feel safe using this app, it’s secure and gives me confidence with my on line purchases Reviewed on: 13th May 2026
Sarah M's avatar
Sarah M

Great ways to pay options, and the apps are helpful...

4
Great ways to pay options, and the apps are helpful in tracking your progress and money with ease. Reviewed on: 13th May 2026
matt s's avatar
matt s

Fantastic all round experience.

5
Fantastic all round experience. Used PayPal for years Reviewed on: 13th May 2026
Simon S's avatar
Simon S

PayPal Credit - My Experience So Far

5
When I applied for PayPal Credit the online process was very well presented & easy to understand. This enabled me to complete my application smoothly & stress free. I also had my approval from PayPal super quickly - It literally only felt like a few seconds! I’ve used the online bot for messaging about my account & got my questions answered quickly & efficiently, which surprised me. Yesterday (11/05/2026), I had telephone contact with a human - shocked to get one, but impressed I did. I didn’t have long waiting on hold - got through in 1-2 minutes. The lady I spoke with spoke clearly, so I could understand her every word. She resolved all three of my issues really well, which instantly reduced my stress levels. Nothing was too much for her - which left me most impressed. Overall in the short time I’ve been a PayPal Credit customer I actually don’t have anything negative to say. I would highly recommend them to my friends & family. Thank you PayPal Credit & keep up the good work! Reviewed on: 13th May 2026
Lesley T's avatar
Lesley T

I’ve been with PayPal for around eleven years now an...

5
I’ve been with PayPal for around eleven years now and never had any problems at all!! It’s great to be able to have a choice and spread the costs over three payments. Reviewed on: 13th May 2026
Raymond S's avatar
Raymond S

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