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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,671 reviews, last reviewed 14th May 2026
2575750% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good banking with PayPal I am with PayPal many years... Good banking with PayPal I am with PayPal many years now,seems great customer experience. Reviewed on: 14th May 2026
Syeed G's avatar
Syeed G

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106671)

Easy to apply for credit, easy payments going out wi...

5
Easy to apply for credit, easy payments going out with early emails to advise you the payment are going out, Reviewed on: 13th May 2026
Nigel's avatar
Nigel

Very good, easy to use!

5
Very good, easy to use! Would recommend Reviewed on: 13th May 2026
Alec's avatar
Alec

Pay Pal has offered good credit and been very helpfu...

5
Pay Pal has offered good credit and been very helpful in the occasional dispute I've had. Reviewed on: 13th May 2026
Martin T's avatar
Martin T

Feel very secure purchasing goods using PayPal.

5
Feel very secure purchasing goods using PayPal. Service has always been excellent . Reviewed on: 13th May 2026
philip rob nolan's avatar
philip rob nolan

Quick and efficient but short term loan solution only

5
Very easy but not the cheapest way to loan money. PayPal protection makes me feel safe and makes me want to use it on even vaguely risky online purchases me Reviewed on: 13th May 2026
Angela Thompson's avatar
Angela Thompson

It's paypal.

5
It's paypal. Never had any problems. Reviewed on: 13th May 2026
Pete L's avatar
Pete L

I find PayPal very easy & secure to use.

5
I find PayPal very easy & secure to use.Safer payment system. Reviewed on: 13th May 2026
MRS P Clift's avatar
MRS P Clift

4 months 0 interest- unbeatable offer

5
4 months 0 interest- unbeatable offer Reviewed on: 13th May 2026
Jacek K's avatar
Jacek K

real support

5
It has been a great support to me in my daily life. Reviewed on: 13th May 2026
Gabriela B's avatar
Gabriela B

Flexible and good, would highly recommend when you a...

5
Flexible and good, would highly recommend when you are struggling Reviewed on: 13th May 2026
Lauren k's avatar
Lauren k

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