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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Have had to use cuservice a while ago and it...

Have had to use customer service a while ago and it was difficult to get through but my problem was sorted. I needed to change my phone number for verification.Things have changed since so I would have been able to sort it out without having to call. Reviewed on: 1st June 2025

First class, second to none

Never ever had any problems with paypal, my number one choice for most of my purchases Reviewed on: 1st June 2025

Easy to use.

Easy to use. The app has great functionality. Reviewed on: 1st June 2025

Fast, simple and convenient

Fast, simple and convenient way to spend money, or send money to friends and loved ones. The mobile app makes things even more convenient, than just using the web based page, and it's very handy to have notifications turned on to know when any money is received. Reviewed on: 1st June 2025

Smooth, Fast and Reliable service

I’ve been using PayPal Credit for several years. The application process was quick and straightforward, and the approval came through almost instantly. It’s a convenient way to manage larger purchases without pressure, and the interest-free periods are a huge plus. I feel secure using PayPal, and having everything in one place really helps with budgeting. I highly recommend it to anyone. Reviewed on: 1st June 2025

Its the business I have come to rely on when making..

Its the business I have come to rely on when making internet purchases. Reviewed on: 1st June 2025

Always easy to use options to have 0% to pay with.

Always easy to use options to have 0% to pay with. Reviewed on: 1st June 2025

No issues , good, and very easy to use.

No issues = good, very easy to use. Reviewed on: 1st June 2025

Always clear information on how to use, up to date,,...

Always clear information on how to use, up to date,, easy to use, helpful , never had any problems, good communication. Excellent service to pay for goods, I'm bey happy. Reviewed on: 1st June 2025

PayPal review

It is easy to use and very intuitive. The only thing that I have issue with is that sending money to people costs money. For better service I would prefer such transactions to be free Reviewed on: 1st June 2025

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