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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147213 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147214)

Very efficient service, quick, easy to use and secure

Very efficient service, quick, easy to use and secure Reviewed on: 29th June 2026

Great No problems.

Great No problems. Easy to use Reviewed on: 29th June 2026

paypal cedit so quick and convient to use

Paypal credit so quick and convient to use Reviewed on: 29th June 2026

Always good never bad always updated on time

Always good never bad always updated on time Reviewed on: 29th June 2026

PayPal credit has been very useful.

PayPal credit has been very useful. Reviewed on: 29th June 2026

Reliable and trustworthy

Instant loan when needed most, when short come the end off the month! Relieved the pressure and strain! Been using PayPal for years, can’t fault them very reliable and a real safety net. You can’t trust they’ll have your back when it comes to payments! Reviewed on: 29th June 2026

Service that has grown

Been using pay pal for many years obviously at the start it came with testing problems but has time has gone on the service has grown into a very good service Reviewed on: 29th June 2026

Pay pal is very good option to split money over 3 mo...

Pay pal is very good option to split money over 3 months and eny problem with a trasaction just give paypal a call and they sort everything out Reviewed on: 29th June 2026

I have always had a positive experience using PayPal.

I have always had a positive experience using PayPal. Easy to use online at many retailers and there to support you if anything goes wrong. I would recommend PayPal credit to anyone when purchasing online goods with protection. Reviewed on: 29th June 2026

quick easy payments...

Always my go to for quick easy and secure payments Reviewed on: 29th June 2026

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