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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,809 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50809)

Loyal to customers, easy to reach, fast to decision

5
Loyal to customers, easy to reach, fast to decision Reviewed on: 1st June 2025
Stefan G's avatar
Stefan G

Hassle free and makes purchase costs manageable.

5
Hassle free and makes purchase costs manageable. The interest free element makes it affordable. Reviewed on: 1st June 2025
Angela 's avatar
Angela

Excellent credit provider with the added bonus of 4...

5
Excellent credit provider with the added bonus of 4 months interest free and a brilliant pay in 3. Accepted almost everywhere and is a fantastic Alternative to a credit card. I’ve never had a problem with PayPal and happily give them 5* Reviewed on: 1st June 2025
Jasper B's avatar
Jasper B

Excellent service for buying experience.

4
Excellent service for buying experience. It’s quick and easy and available to see all in one place. Reviewed on: 1st June 2025
WAYNE S's avatar
WAYNE S

Always good service, good retailers, good credit opt...

5
Always good service, good retailers, good credit options, good finance Reviewed on: 1st June 2025
Chris L's avatar
Chris L

PayPal is so easy to use!

5
PayPal is so easy to use! It's a time saver at payment stage on so many sites.and has a good variety of options like lay now, pay in 3 or credit. On the odd occasion something hasn't looked right, the customer service has been great and the issue resolved. Reviewed on: 1st June 2025
Alexandra M's avatar
Alexandra M

A go to method of payment

5
I really like that I don’t have give my card details to the sellers. And PayPal are very good at protecting my rights as the customer. Reviewed on: 1st June 2025
Radoslav D's avatar
Radoslav D

Very easy to use

5
Very easy to use PayPal credit such as unpleasant and pay in 3 Reviewed on: 1st June 2025
tom a's avatar
tom a

Highly recommend

5
Easy to use, lots of payment options and quick and efficient service. I have also used the pay in 3 and interest free credit options and I’m highly delighted Reviewed on: 1st June 2025
Susan J's avatar
Susan J

My experience being with pay has been great on hard...

5
My experience being with pay has been great on hard times its helped me a lot. Reviewed on: 1st June 2025
Sandeep Singh's avatar
Sandeep Singh

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