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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147103)

I always feel safe using PayPal.

I always feel safe using PayPal. I know all my payments and shopping are protected. If there are any issues, PayPal handles them responsibly. Reviewed on: 29th June 2026

Great customer service when on the few times I've ne...

Great customer service when on the few times I've need to contact them, I've been with PayPal for over twenty years. I prefer to use PayPal for online purchases, and with the PayPal Credit it makes life so much easier to manage lager purchases. Reviewed on: 29th June 2026

Great service from PayPal.

Great service from PayPal. If you forget to pay they remind you about a payment. So you dont miss any payment Reviewed on: 29th June 2026

My experience has beeen great with PayPal ex

My experience has beeen great with PayPal Reviewed on: 29th June 2026

I use paypal.

I use paypal.. pay later which is good for multipule expenses especially when work pay is late. It becomes move convient Reviewed on: 29th June 2026

The annoying things can be that they randomly stoppe...

The annoying things can be that they randomly stopped taking money when it was a direct debit and then charged me for it. But they are good in ways offering help like 3 months worth of pay in 3 with free interest etc. Reviewed on: 29th June 2026

Easy to use and any issues have been successfully re...

Easy to use and any issues have been successfully resolved. Reviewed on: 29th June 2026

Easy to use , good interest rate and most retailers...

Easy to use , good interest rate and most retailers accept Reviewed on: 29th June 2026

I love how easy Paypal is to use.

I love how easy Paypal is to use. I convinient it is to get help and the low interest rate. THANKYOU Paypal for being My PAL. Reviewed on: 29th June 2026

Very efficient service customer service are quick to...

Very efficient service customer service are quick to respond and resolve any issue/queries Reviewed on: 29th June 2026

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