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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

I love PayPal

I love using PayPal and feel safe shopping online. I like that I can spread payments if I need to. Reviewed on: 1st June 2025

Best value for money

I use paypal credit on monthly basis to pay for my clothes my medicines. It is such a help when I'm working on part time and some months I can't afford to pay for stuff. I cam highly recommend. Reviewed on: 1st June 2025

Always available, very easy to use and accepted ever...

Always available, very easy to use and accepted everywhere online Reviewed on: 1st June 2025

I have good protection with my money and it is easy...

I have good protection with my money and it is easy to make payments. Reviewed on: 1st June 2025

I have been using PayPal services for almost a decad...

I have been using PayPal services for almost a decade and I am completely satisfied with it. Reviewed on: 1st June 2025

Simple and quick

It was easy to apply ,everything was explained fully and there wasn't any complicated jargon to navigate through ,it was very helpful Reviewed on: 1st June 2025

Easy to use when offer of 0% interest is available

Easy to use when offer of 0% interest is available Reviewed on: 1st June 2025

Brilliant service and easy to navigate and good cust...

Brilliant service and easy to navigate and good customer service Reviewed on: 1st June 2025

My longest-held credit product

Always a very useful product to have as part of my personal credit, allowing me to purchase high cost items that I can pay back over time at a rate that suits me. It’s my longest-held source of credit, and one that I intend to keep for years to come. Reviewed on: 1st June 2025

it always have being positive

it always have being positive, I have been with Paypal for years and it always has been a breeze and easy service Reviewed on: 1st June 2025

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