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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Very easy to use and user friendly

5
Very easy to use and user friendly Reviewed on: 14th July 2026
Adrian Lake's avatar
Adrian Lake

Intrest rate high not many perks

4
Intrest rate high not many perks Reviewed on: 14th July 2026
Tealie's avatar
Tealie

PayPal payment processing was incredibly easy and fast!

5
PayPal payment processing was incredibly easy and fast! I completed my transaction in under a minute with no hassle, secure verification, and instant confirmation. Highly recommend for smooth, reliable payments. Reviewed on: 14th July 2026
L V's avatar
L V

Efficient and expedient way to purchase, hass...

4
Efficient and expedient way to make a purchase, hassle free. You also have PayPal protection. Reviewed on: 14th July 2026
Robert Bailey's avatar
Robert Bailey

Fantastic!

5
Fantastic! Made spending easier, taking away the pressure of large prices Reviewed on: 14th July 2026
Indiana S's avatar
Indiana S

Easy to use website and prompt responses

5
Easy to use website; have responded promptly and positively when requesting an increased credit limit and a physical card. Reviewed on: 14th July 2026
Mike N's avatar
Mike N

Great service keeps ur transaction5 stars safe

5
Great service keeps ur transaction safe Reviewed on: 14th July 2026
Tracey 's avatar
Tracey

App is very easy to understand and simple to use.

5
App is very easy to understand and simple to use. Reviewed on: 14th July 2026
Martin Wallace's avatar
Martin Wallace

I've use paypal all the time it is easy and simple.

5
I've use paypal all the time it is easy and simple. There is a lot of options and benefits in using paypal from pay in 3 to 4 months interest free, paypal credit and debit cards and their new points programme. Reviewed on: 14th July 2026
Carl N's avatar
Carl N

Very knowledgeable and fast response when I need hel...

5
Very knowledgeable and fast response when I need help with anything Reviewed on: 14th July 2026
ebboe's avatar
ebboe

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