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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147049 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147049)

Very easy to use, no problems in using the pay...

Very easy to use, no problems in using the pay in 3 Reviewed on: 29th June 2026

First class customer service.

Any problems quickly and efficiently resolved by customer services. Reviewed on: 29th June 2026

Hassle free purchase, using always when available.

Hassle free purchase, using always when available. Reviewed on: 29th June 2026

Easy and convenient way of shopping

Easy and convenient way of shopping Reviewed on: 29th June 2026

.superb service

PayPal is an excellent service, very easy to useand very prompt payments. Reviewed on: 29th June 2026

Never had a problem with paypal in the many years I...

Never had a problem with paypal in the many years I have used them. I use it as a safety net between purchases and my bank. The pay in 3 helps at times to spread costs allong with the interest free installments. Reviewed on: 29th June 2026

Been using PayPal credit for years it helps when mon...

Been using PayPal credit for years it helps when money's short. Reviewed on: 29th June 2026

Ease of use

Easy to set up and maintain. Accepted by many sellers. Reviewed on: 29th June 2026

I will always recommend PayPal to family & friends

I love using PayPal when paying for everything as you build up the points which I find very rewarding, and I love how easy PayPal is to use, I will always recommend Paypal to family & friends. Reviewed on: 29th June 2026

Easy straightforward and helpful .

Easy straightforward and helpful way to manage your credit, great customer service, been using for yrs now with no problems . Reviewed on: 29th June 2026

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