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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181055)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great online service; easy to manage

5
Great online service; easy to manage Reviewed on: 14th July 2026

I have been with PayPal for many years and they are...

5
I have been with PayPal for many years and they are very helpful ,I do credit and pay in three which I find brilliant. Reviewed on: 14th July 2026

Great service

5
Great service and with a recent dispute all was resolved , thanks Reviewed on: 14th July 2026

Never fails.

5
Never fails. Always works, fast and reliable Reviewed on: 14th July 2026

Easy to use, got good cashback offer for signing up

5
Easy to use, got good cashback offer for signing up Reviewed on: 14th July 2026

Gave me a very good opening account balance and affo...

5
Gave me a very good opening account balance and affordable repayment options. Reviewed on: 14th July 2026

Paypal makes payment for purchased goods affordable...

5
Paypal makes payment for purchased goods affordable and easy. Reviewed on: 14th July 2026

Easy to use, fast and effective, no issues and will...

5
Easy to use, fast and effective, no issues and will continue to use Reviewed on: 14th July 2026

Fantastic

5
Great products and services, easy to use app. Reviewed on: 14th July 2026

Use regularly, simple secure and flexible.

5
Use regularly, simple secure and flexible. Reviewed on: 14th July 2026

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