Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

They are very friendly and the do fantastic job.

5
They are very friendly and the do fantastic job. Reviewed on: 11th May 2024

Easy to make a payment also great customer support

5
Easy to make a payment also great customer support Reviewed on: 11th May 2024

Never had no problem's never had anything to consurn...

5
Never had no problem's never had anything to consurn me, all good Reviewed on: 11th May 2024

When an emergency item its needed

5
I always use PayPal credit when in need of something and I'm short in money. Plus I don't pay interest and pay freely whenever I have money . Reviewed on: 11th May 2024

Very good service.

5
Very good service. Quick and easy application process. Reviewed on: 11th May 2024

I've had PayPal a long time

5
I've had PayPal a long time and I've never had any problems with it and it provides security for my transactions, a buffer between myself and the seller incase something happens and PayPal credit allows me to spread the cost at the same time Reviewed on: 11th May 2024

Very handy!!!!

5
Bought a few things with this. Helps spread the cost!! And juicy nectar points on top, with eBay!! Reviewed on: 11th May 2024

Excellent experience fast Quick service quicker resp...

4
Excellent experience fast Quick service quicker response Reviewed on: 11th May 2024

Excellent way to spread your cost over months.

5
Excellent way to spread your cost over months. Reviewed on: 11th May 2024

Great product, very helpful when buying items online.

5
Great product, very helpful when buying items online. Reviewed on: 11th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review