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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Never had a problem with either so quick and easy wo...

5
Never had a problem with either so quick and easy would recommend Reviewed on: 11th May 2024

safe way to shop

5
Most of the time PayPal helps if you have a problem with a purchase Reviewed on: 11th May 2024

Brilliant easy and fast, when you decide use PayPal...

5
Brilliant easy and fast, when you decide use PayPal online it’s abest and perfect and money granted Reviewed on: 11th May 2024

I always put my trust in PayPal !

5
I always put my trust in PayPal ! I have to always use this Reviewed on: 11th May 2024

Always great, good customer service

5
Always great, good customer service Reviewed on: 11th May 2024

My PayPal

5
Amazing service this is brilliant Reviewed on: 11th May 2024

Straightforward credit

5
The process is easy and straightforward no stress and would recommend to anyone looking user friendly credit. Reviewed on: 11th May 2024

Excellent and Efficient

5
It is an extremely convenient and totally efficient service Reviewed on: 11th May 2024

I feel PayPal....

4
I feel PayPal is a widely recognized and trusted online payment platform that has revolutionized the way people send and receive money, make online purchases, and conduct business transactions. With its seamless payment processing, excellent security measures, and user-friendly interface, PayPal continues to be a top choice for individuals and businesses alike. The convenience of transferring funds, the protection offered to buyers and sellers, and the ability to link various payment methods make PayPal a preferred option in the digital world. Overall, PayPal provides a reliable and efficient service that enhances online financial transactions, making it a highly recommended platform. Reviewed on: 11th May 2024

I love PayPal credit.

5
I love PayPal credit. Its been great for unexpected things that have cropped up, as I have had time to pay it off over the four months with no interest. Reviewed on: 11th May 2024

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