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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

PayPal its number one

5
PayPal that's something I can recommend Reviewed on: 27th October 2022

Fast and easy

5
Good service easily available. Can easily check balance and payments on app. Reviewed on: 14th August 2022

He is a friendly and easy to use, especially with multiple websites

5
I’m using the service for last few year and it really easy to use and love how lot of online stores have PayPal embedded making it easier to use PayPal credit Reviewed on: 14th August 2022

Straight forward PayPal

5
I love the fact PayPal made any transactions so simple. Reviewed on: 14th August 2022

The best credit card ever!

5
Wish I joined sooner got to be the best credit card going, hopefully more shops will except PayPal credit card payments soon! Reviewed on: 14th August 2022

Payp credit

4
Awsome option whe you needed credit. I always made payments on time so had no issues. When covid hit the credit limit was brought down to 1500 and nevet went back to what it was.. Reviewed on: 14th August 2022

Paypal Credit is great

5
PP Credit is great because it allows me to be able to afford bigger more costlier items and spread the cost over a larger amount of time. Highly recommend it Reviewed on: 14th August 2022

Paypal for Online Payments

5
I have been using Paypal for quite a few years now and is my go to provider when shopping online. That way I dont have to enter my personal bank details. I have never had a problem with Paypal so when they launched their credit deal to pay for items over three months I signed up for it. Have made several large purchases and Paypal has been superb throughout. As long as you are finacially savy and pay you bills on time Paypal Credit is brilliant. Reviewed on: 14th August 2022

Easy quick and safe

4
Make payments quick and safe have an easy access to help and support without having to Waite on hold is a god send Reviewed on: 14th August 2022

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022

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