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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

The most reliable payment solution.!

PayPal is the best intermediary payment solution I have ever used! Highly recommended! ;-) Reviewed on: 12th August 2022

Excellent service

PayPal credit Really quick and easy to use helps buying items so much easier online extremely hassle free making buying easier with interest free payment options Reviewed on: 12th August 2022

Easy to use and excepted by most big companies

Excellent customer service, I had a problem and they sorted it out very fast for me Reviewed on: 12th August 2022

Quick and safe

I use PayPal credit to complete larger purchases and get the option of pay in 3 interest free which is ace but it’s only an assets to your wallet if you have the affordability to pay Reviewed on: 12th August 2022

Use it but keep it in mind to pay it back

Service that helps to get what we want with more time to pay Reviewed on: 12th August 2022

Great service

Paypal credit is a great service and has helped me spread the cost for items i needed while keeping the interest low. Reviewed on: 12th August 2022

Trustworthy

Best rates for credit in terms of apr, you don’t pay interest right away either. PayPal’s customer service is brilliant and the user interface is easy to understand. Reviewed on: 12th August 2022

Good Service

Easy to use, fair and plenty of offers and ways to pay. Reviewed on: 12th August 2022

Brilliant!!

So nice to be able to pay monthly for big purchases. Takes the pressure off!!! Reviewed on: 12th August 2022

PayPal credit is amazing!

I have been using PayPal credit for a couple months now and it has been amazing. It is available at all the shops that I love to shop at. It is so easy to use and is amazing how they offer a promotion of 0% interest if you pay off your credit within 4 months. Would definitely recommend to anyone! Reviewed on: 12th August 2022

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