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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent!!!

Using PayPal credit to book my wife and I a BabyMoon trip was so helpful and useful, especially with the 4 months 0% interest help me spread the cost and make it the best trip possible! Thank you PayPal Reviewed on: 28th July 2022

Simple and easy credit options

Really easy to use and it's great that so many places now accept paypal as a payment option. Nice easy portal to review transactions and make payments. Reviewed on: 28th July 2022

PayPal credit is great

It's easy to use, ensures secure payments and provides protection for customers. Reviewed on: 28th July 2022

works well

works well never had any issues at all Reviewed on: 28th July 2022

Amazing!

Very easy access, user-friendly menu, fast and reliable system. I hope they continue to develop well in the future Reviewed on: 28th July 2022

Fantastic service

Fantastic service, easy to use . Reviewed on: 28th July 2022

Excellent for online purchases

I have other credit cards but the fact that PayPal allow interest free if I pay off before a certain date really adds flexibility that other lenders don't give. Reviewed on: 28th July 2022

Paypal Credit

Pre approved and no fuss. Easy to apply at check out. Reviewed on: 25th July 2022

So easy no problems

Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022

Great

Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022

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