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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple to split payments over 4 months

I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022

Interest free on spending

The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022

Easy and faster

I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022

very good company

things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022

Extremely simple to use

Great product and easy to use. This has been a game changer for me and can be done there and then Reviewed on: 9th July 2022

Interest Free Credit for 4 Months

Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022

Simplicity

Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022

Helps you ou when you are low on cash and has gives you enough time to pay

Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022

The best credit card

You have always confidence for shopping or any kind of expending with no interest in 4 months. Reviewed on: 9th July 2022

very convenient

easy payments, finances flexibility Reviewed on: 9th July 2022

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