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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Makes shopping so much easier and no interest!

PayPal credit allows you to get those purchases that you would normally put on your credit card but the great thing is that you don’t have to worry about paying those ridiculous interest rates. I like the fact that you get reminders to make a payment to your balance and using the app makes it so simple. PayPal credit has transformed the way I shop and manage my budget far more effectively. Reviewed on: 8th July 2022

Brilliant service

Paypal crdeit has been a godsend helped us out during the pandemic allowing us to get things we couldnt normally get Reviewed on: 8th July 2022

PayPal Credit 0% over 4 months

Since the beginning of 2022 I've been able to purchase items (e.g Dining Table & chairs set, our 2 weeks holiday home holiday), and spread the costs over 4 payments. As a PayPal customer now for +4 years I've enjoyed no fuss PayPal payments without having to breach any limit imposed on my spending. Along with my other sources of payment, PayPal is now a vital tool in my monthly budgeting. Reviewed on: 8th July 2022

Easy, simple and appreciate the security

Truly is a great product which continues to innovate and extend their services - love it! Reviewed on: 8th July 2022

Simple use

Simple to use and easy to pay back. Reviewed on: 8th July 2022

PayPal credit is fantastic for spreading costs of essential purchases

PayPal credit has helped me out so many times to spread the cost of purchases around Christmas time. It's taken so much stress away at that time of year and now I use it almost every time I need to make a sudden or unexpected purchase. I also use a credit card however PayPal credit is much easier to use and more transparent when payments are due making it easy and stress free to manage your balance. Highly recommended. Reviewed on: 8th July 2022

very handy

Comes in very handy for payments when I have no money, or when I'm expecting pay cheques. Reviewed on: 8th July 2022

easy to use

i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022

Quick easy and reassuring

The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022

Best credit ever

I just love it , its amazing to have something like that Reviewed on: 8th July 2022

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