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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really handy and really helpful

PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022

It is amazing

I love PayPal it’s my go to whenever shopping online. It’s so easy and safe to use. Reviewed on: 8th July 2022

It helped me when I needed more!

I wanted to buy an iPhone and I could not afford it. PayPal offered me a great deal with no interest. Just amazing Reviewed on: 8th July 2022

Very convenient

Having PayPal credit is very convenient and easy to use Reviewed on: 8th July 2022

Great service

Used for a very long time now, great service and always there when you need help with anything Reviewed on: 8th July 2022

Go PayPal.

Simple and easy to use. A must for on-line shopping. Great service. Reviewed on: 8th July 2022

Efficient friendly and trustworthy

I feel safe using PayPal for my purchases and find them very reliable. They are user friendly and have always provided me with a speedy and excellent service. Reviewed on: 8th July 2022

Best credit by far

Great credit app. Helps me along with the 4 months interest free service Reviewed on: 8th July 2022

Peace of mind

Since I got the PayPal credit I am literally free of mind about my purchases, no need to bother about interest rates any more, anything above £99 I am paying it within 4 months of interest free, I am loving it Reviewed on: 8th July 2022

Best of the Best

PayPal credit has changed my life. Before, I was so scared to shop for expensive essentials like a new washing machine, a top phone, a high end computer etc. I knew I could afford them if only I was offered enough time to pay for them. Then came PayPal credit with their flexible interest free credit for 4 months! My dreams came true! Reviewed on: 8th July 2022

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