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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple and secure

Easy to set up easy to use and secure Reviewed on: 8th July 2022

The monthly statement very confusion people

Sometimes it come out the balance which is from nowhere but I still need pay, very very confusion me Reviewed on: 8th July 2022

PayPal and PayPal credit forever

PayPal has changed the way I pay for things in my life. It’s fully safe and I can purchase an item of my dreams while purchasing using PayPal credit or pay in 3. Also no high interests like most of all credit cards companies. Reviewed on: 8th July 2022

Lifesaver

Every now and then you need something online but running short on cash PayPal is there with their 0% interest, which really helps. Reviewed on: 8th July 2022

Best service

Love their interest free option for 4 months on £100 Reviewed on: 8th July 2022

Easy to use credit

Easy to repay using a direct debit. Simples. Reviewed on: 8th July 2022

great having PayPal credit

I’ve managed to purchase items I couldn’t afford and to pay back monthly, what more can one want. Reviewed on: 8th July 2022

Very good

I am really very happy about there 3 payment features. And also interest free credit for 4 months . Reviewed on: 8th July 2022

Good

Muy buena idea lo de la tarjeta de crédito Reviewed on: 8th July 2022

PayPal is very convenient to use

Super customer service and very easy to use. Highly recommended. Reviewed on: 8th July 2022

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