Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180395 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180462)

Great service

Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

Perfect service and amazing offers Reviewed on: 13th June 2022

Great offers

Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

Immaculate & amazing service

Have used PayPal service can’t even count on finger tips several times & PayPal had never let me down. I as a customer can always rely on PayPal for future borrowings Reviewed on: 13th June 2022

Amazing Credit Provider

PayPal credit is good. It helps to fulfil one’s ambition in life. Great Service and put joy in one’s heart. Reviewed on: 13th June 2022

A great Partner

If you wanna buy something use PayPal without any hassles you get the best offers and service, any issues they solve it quick. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3854 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100807 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3855 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub