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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

helpful and amazing

5
I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022

Safe and Easy to use

5
I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022

Quick and hassle-free credit

5
Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022

Perfect for online shopping

5
A simple to use online credit card Reviewed on: 8th July 2022

Best way to shop

5
Absolutely love PayPal credit! It’s so handy and easy to use! I use it almost everyday Reviewed on: 8th July 2022

Convenient and Reassuring

4
Paypal Credit allows you to easily make payment for the goods being purchased but is backed by stringent checking and timely reporting of use. I Like the option of spreading repayments. Reviewed on: 8th July 2022

Excellent service

5
Fast, reliable and secure money transfer. Very accessible. Helpful when it times of financial needs. Will recommend to others. Reviewed on: 8th July 2022

Useful and easy to understand

5
Useful and easy to understand. Defer payment for an easier time at a reasonable interest rate Reviewed on: 8th July 2022

Great

5
Best thing I did getting the paypal credit, great to spread the cost over 3 months Reviewed on: 8th July 2022

Hi

5
Amazing service provided. Thanks to all Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review