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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Greatest credit provider in my opinion.

I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022

Fantastic way to pay

The option to pay in 4 without extra charge is fantastic - especially when funds may be tight or to help when something needs replacing. Reviewed on: 8th July 2022

Made payment Easy

Paypal credit has made my life easy. Now I have more time for payments to be paid. Reviewed on: 8th July 2022

Easy with payment reminders.

Very accessible and easy with frequent payment reminders. ++++ Reviewed on: 8th July 2022

Best and easiest way to pay!

Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022

Gave me credit when needed it .

PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022

So helpful!!!

The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022

Really good

Simple to use interface and really easy to manage. Reviewed on: 8th July 2022

A real Pal!

Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022

Amazing service! Highly recommended.

I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022

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