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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Excellent service

5
Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022

Very easy

5
I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022

Very helpful

5
I use it most of the time and help me a lot Reviewed on: 8th July 2022

A must for all PayPal users

5
Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022

happy

5
Always use always happy never had a problem , just perfect , handy when buying something and dont want pay full price at once Reviewed on: 8th July 2022

Brilliant

5
Really easy and reliable from there 4 months free rates on PayPal credit to there easy payment page Reviewed on: 8th July 2022

Very useful for buying and paying later.

5
It has helped me a lot to buy items on credit and pay them back later with no interest. Reviewed on: 8th July 2022

Great accessible offers to my needs

5
Great affordable and accessible offers corresponding to my needs, quick services and easy for use. Reviewed on: 8th July 2022

Awesome

5
Safe way of payment. Awesome responds in times of need. Reviewed on: 8th July 2022

Credit review

5
Great secure way to pay. Easy to use. Simple as that Reviewed on: 8th July 2022

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