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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great option if you dont want pay whole price once just slice it

I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022

Great

Always there for me when I need it Reviewed on: 8th July 2022

Very easy to use

Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022

Briliant

Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022

Great card

Good value for money, no issues Reviewed on: 8th July 2022

Very happy

Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022

A convenient way to pay

Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022

Phenomenal

Class service man canny beat it heavy good. Reviewed on: 8th July 2022

Integrated everywhere and 4 months free credit

It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022

Fantastic service

Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

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