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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

GREAT COMPANY

5
GREAT COMPANY MAKES LIFE SO MUCH EASIER. Reviewed on: 13th June 2022

For Peace of mind and a speedy transaction use Paypal

5
When I pay Paypal I never worry the security with Validation checks , my payments are secure should I deal with Rogue sellers then I get the money back into my account. Reviewed on: 13th June 2022

4 months interest free

5
PayPal credit. Where else can you get 4 months interest free again and again on a £99 purchase. No form filling or applications. Excellent Reviewed on: 13th June 2022

Just, the best!

5
I use PayPal credit all the time, mainly to increase my credit score. They offer a great, affordable offers which comes in really handy for those more expensive items! Reviewed on: 13th June 2022

The BEST !

5
Many years I’m going using Paypal, is a safe and very fast. I had a problem with one person and Paypal costume service resolved it very fast. Thanks for being. Best regards. Reviewed on: 13th June 2022

Great service offered by paypal

5
I have used Paypal credit for over a year now and have never had an issue. The onboarding process is super simple and you're ready to go in minutes. Reviewed on: 13th June 2022

Paypal Credit

5
Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022

Best partner

5
Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022

Review

5
Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

5
PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

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