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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very good always easy to pay 3 ways to pay which ex...

Very good always easy to pay 3 ways to pay which excilent Reviewed on: 6th July 2026

Constantly adding to my PayPal credit, no end in sight.

Constantly adding to my PayPal credit, no end in sight. It's my own fault. Reviewed on: 6th July 2026

5 star srvice

Very quick, easy, , secure and gives piece of mind. Found otber sights too complicated. 5 STAR Reviewed on: 6th July 2026

The only thing I dislike is that payments made take...

The only thing I dislike is that payments made take ages to reflect on the balance! Reviewed on: 6th July 2026

It’s just a simple easy app to use.

It’s just a simple easy app to use. Everything works smoothly every time. Reviewed on: 6th July 2026

PayPal credit is easy to use.

PayPal credit is easy to use. I like that larger purchases have 0% interest for 4 months, great flexibility. The app is easy to use and track. I like the pay in 3 option too. Reviewed on: 6th July 2026

Nice, valuable and enjoyable in various manner

Nice, valuable and enjoyable in various manner Reviewed on: 6th July 2026

Great experience

Great experience knowing that my purchases and credit are protected.. Reviewed on: 6th July 2026

A way to treat yourself

I have now used PayPal credit on several occasions to spread the cost of higher priced items I would otherwise struggle to afford. Reviewed on: 6th July 2026

Quick and easy

Seems easy to use. Never had a problem receiving a refund or communication regarding payments Reviewed on: 6th July 2026

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