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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103278)

Always supportive and responsive

5
Always supportive and responsive Reviewed on: 17th April 2026
Ormond J's avatar
Ormond J

Positive Experience so far

4
I have not had any issues so far with PayPal credit, my experience has been positive.i think I am unsure how the direct debit works as the funds has not been requested from my account so far Reviewed on: 17th April 2026
DW's avatar
DW

I use PayPal for many purchases .

5
I use PayPal for many purchases . It is accurate, fast and easy to use. Reviewed on: 17th April 2026
Susan k's avatar
Susan k

Easy and simple to use with great offers

5
I find the experience of using PayPal credit easy and simple to use, the offers available are very good and it helps when you need that option to spread costs over 4 months to relieve some financial strain. Reviewed on: 17th April 2026
Julian T's avatar
Julian T

Excellent customer service and the app is user frien...

5
Excellent customer service and the app is user friendly Reviewed on: 17th April 2026
Ben I's avatar
Ben I

The Transfer fees is a bit high, and sometimes the d...

4
The Transfer fees is a bit high, and sometimes the direct debit changed by itself Reviewed on: 17th April 2026
Mo Hassan's avatar
Mo Hassan

I don't know what to say it just works for me.

5
I don't know what to say it just works for me. I can see everything I need to. Reviewed on: 17th April 2026
Richard S's avatar
Richard S

Have not had any problems.

5
Have not had any problems. Flexible options and when something goes wrong with a transaction, the assistance is speedy. Reviewed on: 17th April 2026
Adama M's avatar
Adama M

Convenient and simple to use.

5
Convenient and simple to use. Saves sharing bank details directly with retailers Reviewed on: 17th April 2026
Ying T's avatar
Ying T

Great service

5
I have always had good experiences with PayPal Reviewed on: 17th April 2026
Jackie B's avatar
Jackie B

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