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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103330)

Where I was stuck PayPal helped me

5
Where I was stuck PayPal helped me Reviewed on: 17th April 2026
Amar m's avatar
Amar m

Life easier, no anxiety and stress free.

5
I'm a PayPal customer for a few years now and I would recommend it for everyone. Reliable, trustworthy and put my life easier, stress free, with my finances, my expenses. Overall the best experience ever. Can choose from the lowest monthly payment to how much I can afford to pay. Reviewed on: 17th April 2026
C Suzana 's avatar
C Suzana

Great card

5
Very easy to apply and use , love the fact u get 4 months interest free on all purchases over 100 Reviewed on: 17th April 2026
Ainz 's avatar
Ainz

Used paypal for years makes me feelnsafe when purcha...

5
Used paypal for years makes me feelnsafe when purchasing items Reviewed on: 17th April 2026
Laura McAlinn's avatar
Laura McAlinn

I have used PayPal for many, many years.

5
I have used PayPal for many, many years. I have used Credit randomly and always found it easy to use, control and manage. Reviewed on: 17th April 2026
Matt F's avatar
Matt F

I have used PayPal for many years and have never exp...

5
I have used PayPal for many years and have never experienced a problem Reviewed on: 17th April 2026
Lesley A's avatar
Lesley A

Payment timing out of my bank

4
The time delay on payments out of my bank makes keeping track a little complicated but cannot fault the interest free rate. Reviewed on: 17th April 2026
Claire J's avatar
Claire J

Excellent solution and easy to use

5
Excellent solution and easy to use Reviewed on: 17th April 2026
A C's avatar
A C

I love PayPal it’s easy to use and never had any iss...

5
I love PayPal it’s easy to use and never had any issues with it Reviewed on: 17th April 2026
Graham S's avatar
Graham S

Easy to use and understand payments and charges.

5
Easy to use and understand payments and charges. Reviewed on: 17th April 2026
Caroline B's avatar
Caroline B

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