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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Well worth using

Easy to use, and no problems even when you put a complaint in about a company Reviewed on: 6th July 2026

Easy to use very transparent easy to make extra paym...

Easy to use very transparent easy to make extra payments Reviewed on: 6th July 2026

Would definitely recommend this app to my friends an...

Would definitely recommend this app to my friends and family Reviewed on: 6th July 2026

Tried to use my card in store but wouldn't tap for m...

Tried to use my card in store but wouldn't tap for me & I forgot pin ... my fault so I'll try again. Works well on line. Reviewed on: 6th July 2026

PayPal credit is a great facility

PayPal credit really does allow us to get things done without costing us much. Increases our spending power Reviewed on: 6th July 2026

Use this regularly.

Use this regularly to ensure safety &convenience. Reviewed on: 6th July 2026

very easy to deal with excellent website and app

very easy to deal with excellent website and app Reviewed on: 6th July 2026

Great experience

Great experience will use your service again in the future thank you Reviewed on: 6th July 2026

A credit card

Useful incentive for signing up. Performs as you'd expect. Reviewed on: 6th July 2026

Easy application process and app also user friendly.

Easy application process and app also user friendly. Reviewed on: 6th July 2026

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