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PayPal: PayPal Credit reviews

4.90
Based on 103,374 reviews, last reviewed 10th May 2026
2423800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026
William D's avatar
William D

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026
Lyndsey 's avatar
Lyndsey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103375)

I have submitted a dispute but not heard.

5
I have submitted a dispute but not heard. Otherwise, positive interaction with PayPal Reviewed on: 17th April 2026

Good experience

5
Easy to use App, always helpful when contacting customer services Reviewed on: 17th April 2026

Easy to use, trustworthy bank in your hand

5
Easy to use, trustworthy bank in your hand Reviewed on: 17th April 2026

I have had a really good experience

5
I have had a really good experience Reviewed on: 17th April 2026

My experience with PayPal is the best experience in...

5
My experience with PayPal is the best experience in all services is my best card. Reviewed on: 17th April 2026

Great and useful in time of need

5
Great and useful in time of need Reviewed on: 17th April 2026

I can use my Account easy for shoping and pay in pay...

5
I can use my Account easy for shoping and pay in payments Reviewed on: 17th April 2026

Paypal excellent financial body

5
Always reliable. Excellent customer service. Reviewed on: 17th April 2026

Excellent.

5
Excellent. Helped me in these hard times. Reviewed on: 17th April 2026

Good help

5
Good for convenience and online payments Reviewed on: 17th April 2026

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