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PayPal: PayPal Credit reviews

4.90
Based on 103,417 reviews, last reviewed 10th May 2026
2425800% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026
Nirosh F's avatar
Nirosh F

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103417)

100% recommend

5
It's brilliant and there customer service is on point I can't fault them for my enquiries which were sorted with no issues. I've borrowed money which was straight forward and a payment plan to pay it back was great and I've done there pay in 4 with no interest was perfect for my needs. 100% recommend Reviewed on: 17th April 2026

Helps me control my payments and keeps me updated co...

5
Helps me control my payments and keeps me updated constantly. Reviewed on: 17th April 2026

Always a smooth and easy experience.

5
Always a smooth and easy experience. Very pleased. Reviewed on: 17th April 2026

thanks thanks

5
Good bank really like it Good bank really like it Reviewed on: 17th April 2026

I always use PayPal for online purchases.

5
I always use PayPal for online purchases. You are protected on your purchases & I have had PayPal assistance successfully on a few occasions. The 1 in 3 payments are a plus, interest free for 3 months! Clear & easy to navigate the account dashboard. Customer Service experience very good. Easy to contact & efficient. Reviewed on: 17th April 2026

Very good best, I always use very flexible plans wit...

5
Very good best, I always use very flexible plans with lots of options. Reviewed on: 17th April 2026

Excellent service and guidance.

5
Excellent service and guidance. Very informative. Reviewed on: 17th April 2026

Paypal review

5
Easy and efficient . ever had a problem with money . Fantastic pay in 3 scheme . I like it a lot . It’s pretty good . It’s handy . Yeah it’s great . Makes it easier Reviewed on: 17th April 2026

Never had a problem.

5
Never had a problem. Efficient and reliable Reviewed on: 17th April 2026

excellent

5
The service is excellent and very easy to use Reviewed on: 17th April 2026

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