Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

The credit is a life saver

The credit is a life saver comes really handy Reviewed on: 6th July 2026

It’s always been amazing - 4 months interest free on...

It’s always been amazing - 4 months interest free on £99 or more. You won’t get that anywhere else with no added catch. Reviewed on: 6th July 2026

Amazing company.

Amazing company. Always on point. Would recommend it to everyone. Reviewed on: 6th July 2026

Happy customer

I’ve been with PayPal for many years however only as a credit customer for the last 4 years. I use pay in 3 often for larger purchases and I use PayPal credit when needed. Both are good credit options and I’ve had no issues with either. Website and App are easy to use and allocate payments too. I can also earn cash back rewards on purchases too Reviewed on: 6th July 2026

I travel a lot and the convenience of using PayPal s...

I travel a lot and the convenience of using PayPal so user friendly GBP EURO currency no issues super convenient and transparent Reviewed on: 6th July 2026

PayPal is an easy and convenient way to pay online.

PayPal is an easy and convenient way to pay online. Reviewed on: 6th July 2026

Easy to use credit options.

Easy to use credit options, ie, pay in 3, 4 months interest free, or normal credit card option, based around an easy to use app and easily accessible ongoing information with repayment reminders. Reviewed on: 6th July 2026

My e-wallet friend

Having been with PayPal for many years, I find the service and product excellent. I wouldn’t go anywhere without it. Always in my e-wallet. Reviewed on: 6th July 2026

Easy to set up,

Easy to set up, Easy to use can't fault it at all. First class Reviewed on: 6th July 2026

Easy to use.

Easy to use. I can pay it off at any time, as I always pay a custom amount. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.72 from 3855 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub