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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103499)

It was quick and easy to set up, and I found it real...

5
It was quick and easy to set up, and I found it really useful for spreading the cost of a larger purchase. The 0% interest period gave me extra flexibility, and the monthly payments were straightforward to manage through the app. I especially liked how simple it was to use at checkout and that I could keep track of everything in one place. As long as you make payments on time, it's a convenient and helpful option. I'd definitely use it again. Reviewed on: 17th April 2026
Namnat's avatar
Namnat

Good provider to support consumer.

5
Good provider to support consumer. Reviewed on: 17th April 2026
Angelique 's avatar
Angelique

Very helpful service, especially pay in three

5
Very helpful service, especially pay in three Reviewed on: 17th April 2026
Artem 's avatar
Artem

All good.

5
All good. I don’t have any issues and never did. No complaints, security is excellent and I feel a sense of peace when using this service. Reviewed on: 17th April 2026
Eastman's avatar
Eastman

Great options for payment.

5
Great options for payment including pay in 3 interest free. Also the feeling of being safe making payments online. Really happy with the new PayPal+ building up points to redeem Reviewed on: 17th April 2026
Jane M's avatar
Jane M

It was excellent service that i used by using Paypal

5
It was excellent service and i would definitely recommend to my family and friends Reviewed on: 17th April 2026
Sujal Bhoi's avatar
Sujal Bhoi

Very accessible and very reliable

5
Very accessible and very reliable Reviewed on: 17th April 2026
Jamie's avatar
Jamie

Excellent custumor service,always there for you

5
Excellent custumor service,always there for you Reviewed on: 17th April 2026
Nela B's avatar
Nela B

Easy to use

5
Easy to use, the interest rate is good and there are plenty of finance options to suit your budget Reviewed on: 17th April 2026
kayL's avatar
kayL

Paypal credit chane to buy items..

5
Paypal credit give me chane to buy expenses items that I can't afford straight away,so I pay it off in 3 installments and it's easy on my credit so I can do other things Reviewed on: 17th April 2026
Jay W's avatar
Jay W

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