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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Extremely useful, especially if purchasing online as...

Extremely useful, especially if purchasing online as the customer warranty protects your money. Reviewed on: 6th July 2026

PayPal is fantastic now have both credit and debit c...

PayPal is fantastic now have both credit and debit cards giving me more options Reviewed on: 6th July 2026

Shop with confidence

Where do I start? Paypal was the go to for online purchasing from almost the start of internet shopping , its helped keep millions of people's accounts secure , paypal is well trusted and you can almost guarantee its on you're side. You can shop with confidence with paypal. Reviewed on: 6th July 2026

Good but i would be change few things like when I pa...

Good but i would be change few things like when I pay back money I need wait 1 day to they fake money to paypal . Everythink it's fine just this i would like to be changed Reviewed on: 6th July 2026

Lots of 0% apr opportunities and easily managed repa...

Lots of 0% apr opportunities and easily managed repayments Reviewed on: 6th July 2026

Less stress More Fun

Makes buying items alot less stressful and easier for families Reviewed on: 6th July 2026

APACHE .

ALL i can say about paypal is they are the Best. Been with them for a good while dont know what i would do they have helped me with different problems, they are quick to sort out your problem really nice people, Thankyou paypal. Reviewed on: 6th July 2026

Safe and quicker way to shop online

Safe and quicker way to shop online Reviewed on: 6th July 2026

Simple, straightforward process and approval.

Simple, straightforward process and approval. Great communication and support. Reviewed on: 6th July 2026

Reliable Services

I have been using PayPal services for almost 5 years and app is user friendly with robust security features and points based rewards system is impressive. Thanks PayPal. Reviewed on: 6th July 2026

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