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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103545)

When I've had a problem it's been sorted very quickly.

5
When I've had a problem it's been sorted very quickly. Reviewed on: 17th April 2026
Ian M's avatar
Ian M

Easy to use app, clear breakdown of funds and credit...

5
Easy to use app, clear breakdown of funds and credit terms Reviewed on: 17th April 2026
David Johnstone's avatar
David Johnstone

Its quick and easy to use.

5
Its quick and easy to use. No hassle and can be used for everything and the rreards are great Reviewed on: 17th April 2026
Andrew g's avatar
Andrew g

I have used PayPal for the past 10 years, it has bee...

5
I have used PayPal for the past 10 years, it has been fantastic for purchases that I’ve not had the funds for at the time so used PayPal credit. It’s also been fantastic for the extra security on purchases so will continues to use Reviewed on: 17th April 2026
Abbi B's avatar
Abbi B

Flexibility and easy access

5
You need to worry about make payments straight after purchase an item Reviewed on: 17th April 2026
Didisa T's avatar
Didisa T

PayPal has always had incredible support, flexible p...

5
PayPal has always had incredible support, flexible payment options and if needing to dispute anything their response time is great. Reviewed on: 17th April 2026
Chloe A's avatar
Chloe A

Best experience ever!

5
Best experience ever!!! So easy to use and quite good amountof money that I can use every day. Reviewed on: 17th April 2026
Bogdan G's avatar
Bogdan G

Really widely accepted, simple to understand what cr...

5
Really widely accepted, simple to understand what credit is outstanding and easy to manage the repayments as a result. Reviewed on: 17th April 2026
TalC's avatar
TalC

Perfect PayPal! .

5
Never have a problem with PayPal. Can always speak to a customer advisor if I need to. Reviewed on: 17th April 2026
Steph D's avatar
Steph D

Straight forward and reliable, a trusted company pr...

5
Straight forward and reliable, a trusted company providing good value with payment options. Gives myself purchasing independence. Reviewed on: 17th April 2026
Ade's avatar
Ade

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