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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Reliable and safe

Fab good quick safe payments Service Reviewed on: 6th July 2026

Ease of use makes paypal the go to method of payment...

Ease of use makes paypal the go to method of payment forvme Reviewed on: 6th July 2026

Very very dissatisfied with the buyers protection .

Very very dissatisfied with the buyers protection . I paid to protect an item on eBay as it was a voucher . After complaining about it and appealing I lost case and £600 voucher as item was sold fraudulent. Would never trust PayPal protection again Reviewed on: 6th July 2026

No need to remember to pay.

No need to remember to pay. All sorted for you. Any problems quickly sorted. Reviewed on: 6th July 2026

I just use PayPal for all my online purchases.

I just use PayPal for all my online purchases.simple good options for interest free credit over a few months pay in 3.always secure.what more can I say. Excellent Reviewed on: 6th July 2026

PayPal gives me confidence when purchasing online, a...

PayPal gives me confidence when purchasing online, as I have to now. Never a problem, any concerns dealt with immediately, couldn’t ask for more Reviewed on: 6th July 2026

I always cash out with PayPal credit.

I always cash out with PayPal credit. Low affordable monthly payments. Great customer service. Reviewed on: 6th July 2026

Never had any issues using PayPal and I always feel...

Never had any issues using PayPal and I always feel safe and secure Reviewed on: 6th July 2026

With paypal crredit you can get up to 4 months inter...

With paypal crredit you can get up to 4 months interest on relatively small purchases and they keeep in contact via the app they even track the online purchase delivery.Just so convenient Reviewed on: 6th July 2026

Hassle free credit and payments experience

Hassle free credit and payments experience, would recommend. Reviewed on: 6th July 2026

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