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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,575 reviews, last reviewed 10th May 2026
2433150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always a life saver PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026
Naz's avatar
Naz

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103575)

Money just when you need it

5
When you need credit it's always there for you Reviewed on: 17th April 2026
stephen Mcdowall's avatar
stephen Mcdowall

Trust paypal

5
Been using paypal for years so trusted paypal credit. Easy and safe to use, interest free credit over 4 moths so gives you time to spread payments highly recommend Reviewed on: 17th April 2026
Nicki R's avatar
Nicki R

I have been using paypal for years with no problems...

5
I have been using paypal for years with no problems any issues resolved quickly way better than banks also the added bonus of crypto too Reviewed on: 17th April 2026
Gareth h's avatar
Gareth h

I have never had any doubt that PayPal will sort any...

5
I have never had any doubt that PayPal will sort anything out for you if you are being upfront. Reviewed on: 17th April 2026
Looby's avatar
Looby

It’s great, any disputes are dealt with quickly and...

5
It’s great, any disputes are dealt with quickly and a resolution usually favours the correct party. Reviewed on: 17th April 2026
Stephen G's avatar
Stephen G

Easy and simple to apply.

5
Easy and simple to apply. Able to monitor outstanding credit really quickly. Working with lots of retialers so lots of opportunities to use if needed. 0% works really well for short term spreading of a larger purchase Reviewed on: 17th April 2026
Dan's avatar
Dan

Easy to use clear payments information easy to mabag...

5
Easy to use clear payments information easy to mabage and view payment plans Reviewed on: 17th April 2026
Anthony K's avatar
Anthony K

Really good and value for money is ace

5
Really good and value for money is ace Reviewed on: 17th April 2026
Ryan Parker's avatar
Ryan Parker

The best online bank I ever had.

5
The best online bank I ever had. Reviewed on: 17th April 2026
Lawand A's avatar
Lawand A

Seamless transactions every time.

5
Seamless transactions every time. Issues dealt with quickly and properly. Reviewed on: 17th April 2026
Andrew C's avatar
Andrew C

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