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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy Paypal

Very easy to apply and quick response time. Reviewed on: 6th July 2026

Very easy simple way for credit.

Very easy simple way for credit. Reviewed on: 6th July 2026

Great customer service, security is guaranteed

Great customer service, security is guaranteed Reviewed on: 6th July 2026

good experience

its great. really easy to use and smooth. Reviewed on: 6th July 2026

So easy to use,especially pay in three

So easy to use,especially pay in three Reviewed on: 6th July 2026

Pretty straight forward and easy to use.

Pretty straight forward and easy to use. No complaints. Reviewed on: 6th July 2026

Safe & easy to use

Keeps your bank account safe and is an easy and convenient way to pay for everything Reviewed on: 6th July 2026

Practical and easy to use app

Payment are easy to make and safe. I would just wish the overview page layout were a bit different showing total payment per month. Sometimes payment have been done but not showing until a week after. Reviewed on: 6th July 2026

Easy point of access, all the informatkons is very c...

Easy point of access, all the informatkons is very clear on the app and repayment set ups are exceedingly clear and offers lots of reminders in the run up to repayment - easiest credit provider to use in that sense. Reviewed on: 6th July 2026

Exceptional all round service, all my queries have b...

Exceptional all round service, all my queries have been handled extremely well and quickly, I cannot fault there customer service Reviewed on: 6th July 2026

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