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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Made life easy

Have had to use PayPal credit to get a new PC and for getting medication outside of NHS. It was easy and came with 0% interest for 2 years for the PC or 4mths for my medication. Paying off was simple and came with less fuss, customer service was very helpful. Reviewed on: 6th July 2026

easy and secure, claims need improvement

Very easy and secure to use, easy to track orders, however the claims process is very hit and miss; different people claiming for the same thing with the same evidence receiving different outcomes, needs improving Reviewed on: 6th July 2026

Very easy to use and really helps me out with afford...

Very easy to use and really helps me out with affordability Reviewed on: 6th July 2026

Never had an issue with them, easy to use.

Never had an issue with them, easy to use. Reviewed on: 6th July 2026

Interest rates, could do better

Interest rates are high on credit. Had a very low delay in confirming details which was unnecessary and inconvenient Reviewed on: 6th July 2026

Excellent experience so far with PayPal, no issues e...

Excellent experience so far with PayPal, no issues experienced since I started using PayPal. Reviewed on: 6th July 2026

Very good and straight forward

I have complete confidence. I am pleased with the service provided. Reviewed on: 6th July 2026

Safe, Easy, and well recommended

i find that paypal is very easy to use and easy to understand , also very good promotions and extras i also like the paypal plus which i think is a brilliant idea , also like the fact that it is very secure and seems risk free , when using to buy things from other web sites and i would recommend it to anybody Reviewed on: 6th July 2026

A would highly recommend using PayPal.

A would highly recommend using PayPal. The easiest and safest way to pay. ***** Reviewed on: 6th July 2026

Exactly what you see is what you get. No hidden fees

Everything runs so smoothly and even the small print is explained easily enough for the likes of me who finds things difficult to understand. Customer service is tip top too. Would highly recommend Paypal Reviewed on: 6th July 2026

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