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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

Good experience, thank you!

5
Good experience, thank you! Nothing else to say Reviewed on: 17th April 2026
MRS R's avatar
MRS R

Great way of long term payment & for safe transfers...

5
Great way of long term payment & for safe transfers of gifts for birthdays & celebrations. Reviewed on: 17th April 2026
Gillian Wellard's avatar
Gillian Wellard

Easy to navigate around site and overall positive ex...

5
Easy to navigate around site and overall positive experience Reviewed on: 17th April 2026
Christine G's avatar
Christine G

It is good so far, but the processing times of debit...

4
It is good so far, but the processing times of debit money and credit money in to and from account takes a significant amount of time. Reviewed on: 17th April 2026
Ali's avatar
Ali

I can everything with PayPal.

5
I can everything with PayPal. I've got PayPal credit card, Reviewed on: 17th April 2026
Shahjahan M's avatar
Shahjahan M

Great credit company helpful and sort thing quickly

5
Great credit company helpful and sort thing quickly Reviewed on: 17th April 2026
Gareth w's avatar
Gareth w

Perfect for me.

5
No problems paying with PayPal credit. More and more on line shops are taking PayPal payment these days. For a near technophobe I find the website clear and easy to navigate Reviewed on: 17th April 2026
David W's avatar
David W

Never had a problem, great experience

5
Never had a problem, great experience Reviewed on: 17th April 2026
Steven Keane's avatar
Steven Keane

Good rewards.

5
Good rewards. Good payments options, very useful! Easy to use. Reviewed on: 17th April 2026
Alex h's avatar
Alex h

Handy to use and good availability

4
Handy to use and good availability Reviewed on: 17th April 2026
JJR's avatar
JJR

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