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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

I have had a fantastic experience with paypal

5
I have had a fantastic experience with paypal Reviewed on: 6th July 2026

PayPal credit answers it all.

5
PayPal credit answers it all. Use it all the time Reviewed on: 6th July 2026

I feel using PayPal my cards are protected.

5
I feel using PayPal my cards are protected. Reviewed on: 6th July 2026

Total trust.

5
PayPal is an excellent secure system for organising your finances. Total trust, a competitive interest rate, would and have recommended to my family and friends. Reviewed on: 6th July 2026

PayPal is always there to get the little bargons you...

5
PayPal is always there to get the little bargons you need /want Reviewed on: 6th July 2026

Always good customer service and good rate

5
Always good customer service and good rate Reviewed on: 6th July 2026

PayPal are Innovative

5
PayPal are Innovative when it comes to flexible ways to pay for example Pay in 3 makes financial budgeting a lot easier and 4 months interest free credit on items over a certain amount can be a financial life saver Reviewed on: 6th July 2026

Great value for money, loads of offers and credit op...

5
Great value for money, loads of offers and credit options Reviewed on: 6th July 2026

I love that I get 4 months interest free

5
I love that I get 4 months interest free Reviewed on: 6th July 2026

Credit options

5
Great easy friendly service. Fantastic payment options Reviewed on: 6th July 2026

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