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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PayPal perfect

PayPal have helped lots with dodgy sellers Reviewed on: 6th July 2026

Good payment plan

It helps to buy and pay later pay later I can buy what needed and pay in instalments I have been able to plan my spendings .You can always plan to pay later too. It gives more room for payment . The payment rate are reasonable and the condition is easy to meet up with . Reviewed on: 6th July 2026

Paypal credit

excellent credit system, interest free for four months great customer service , been with them a good few years now,brilliant for either small or large purchases and accepted in most online retailers, great Reviewed on: 6th July 2026

PayPal gives me the option to be flexible with my pa...

PayPal gives me the option to be flexible with my payments Reviewed on: 6th July 2026

Excellent

Excellent service no complaints so far Reviewed on: 6th July 2026

an easy way to spread payments

I’ve used PayPal credit a few times on the Apple Store, better option for smallish purchases so don’t need to go through credit checks with other companies as PayPal has my credit history Reviewed on: 6th July 2026

I now don’t use anything other than PayPal!

I now don’t use anything other than PayPal! Very easy to use and never had a problem Reviewed on: 6th July 2026

Easy to apply for

Easy to apply for however over 23% interest is not something that I would like to pay again. Reviewed on: 6th July 2026

Easy to use app, quick responses to queries

Easy to use app, quick responses to queries Reviewed on: 6th July 2026

Always easy to use and any problems are rectified qu...

Always easy to use and any problems are rectified quickly Reviewed on: 6th July 2026

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