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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Customer service is always professional and fast if...

Customer service is always professional and fast if any problems arise they solve things quickly and efficiently Reviewed on: 6th July 2026

Easy, simple, fast

Simple application process, easy to complete and easy to manage. Reviewed on: 6th July 2026

easy to use and they protect your purchase

Very easy to use and they protect your purchase Reviewed on: 6th July 2026

Really Good !

Really Good !!!!! Best ever, Highly Recommended. Reviewed on: 6th July 2026

I use PayPal for every online purchase it’s easy to...

I use PayPal for every online purchase it’s easy to use with interest free and monitor through the app. You can’t go wrong using PayPal Reviewed on: 6th July 2026

Paypal credit gives you options...

Loving how it gives the option to put a purchase on credit. Makes shopping enjoyable and not so much as a burden. Reviewed on: 6th July 2026

Convenient

Everything is straight forward and its easy to use Reviewed on: 6th July 2026

Choice and flexibility when online shopping.

As I live in a remote area I do a lot of online shopping paypal credit enables me to make more choices- e.g. For clothes shopping as I often need to buy more than one size or colour. It means I can manage this process efficiently and has been a great help to me I love it! Reviewed on: 6th July 2026

Very good service, good for buying online

Very good service, good for buying online Reviewed on: 6th July 2026

.Great company and app

I have always found paypal to be a very reliable company,easy to use the app,customer service always helpful,great discounts Reviewed on: 6th July 2026

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