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PayPal: PayPal Credit reviews

4.90
Based on 103,800 reviews, last reviewed 10th May 2026
2443800% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026
Anitha 's avatar
Anitha

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103800)

Always had fantastic service from everything from th...

5
Always had fantastic service from everything from the app access, right the way through to excellent customer service staff. Reviewed on: 17th April 2026

Every time I contact paypal customer service the adv...

5
Every time I contact paypal customer service the adviser are very helpful and polite they answered all my questions highly recommended Reviewed on: 17th April 2026

Always there when you need it, its safe and secure a...

5
Always there when you need it, its safe and secure and sll. On your phone. Reviewed on: 17th April 2026

Quick and simple

5
The simplicity of use is excellent. the rules are clearly stated to be followed Reviewed on: 17th April 2026

Quick easy and versatile

5
Quick easy and versatile way of spending and shopping. Reviewed on: 17th April 2026

Easy to use app.

5
Easy to use app. Quick convenient and especially quick exception. Reviewed on: 17th April 2026

I have used PayPal for years

5
I have used PayPal for years and on the rare occasion I need to speak to someone it has always been flawless. Reviewed on: 17th April 2026

Easy to use, access and keep track of balance.

5
I love the 0% for 4 months, makes purchases very easy to spread out and be more affordable. The app is excellent, easy to keep track of things, and I love the PayPal Credit card which allows me to use the same account on shops that don’t support PayPal as a native payment method. Reviewed on: 17th April 2026

Fast secure and hassle free.

5
Fast secure and hassle free. There when I need it and always straightforward and never a worry about fraud Reviewed on: 17th April 2026

Easy to use would recommend.

4
Easy to use would recommend....... Reviewed on: 17th April 2026

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