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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181139)

PayPal for the win!

5
I enjoy using PayPal and the flexibility it offers and the benefits with rewards. Reviewed on: 6th July 2026
Maryam T's avatar
Maryam T

The defination of paypal

5
Having been with paypal almost 22 years i think the time frame indicates how i trust them they always treat each client with reverence and complete honesty nothing can be higher than that Reviewed on: 6th July 2026
MSmith's avatar
MSmith

PayPal Pay in 3

5
When at checkout on many sites PayPal has made it simple and quick to choose many different payment options including my favourite “pay in 3” Reviewed on: 6th July 2026
Paul W's avatar
Paul W

You give me confidence online ..

5
You give me confidence to buy online knowing that you have my back if an item is not as it should be or worse doesn’t arrive at all you will be backing me to help make things right so thank you for having my back Reviewed on: 6th July 2026
Steve B's avatar
Steve B

Fast, safe, and the portal is excellent.

5
Fast, safe, and the portal is excellent. I feel the information provided on the app and service is generally excellent. Would recommend to anyone wanting a credit account and wants to stay in control of every aspect. Reviewed on: 6th July 2026
Kevin P's avatar
Kevin P

I didn’t have a good credit rating so being able to...

5
I didn’t have a good credit rating so being able to use PayPal credit is great. I also prefer paying by PayPal to keep me safe Reviewed on: 6th July 2026
Vikki w's avatar
Vikki w

Have used PayPal for many years?

5
Have used PayPal for many years? And PayPal credit? Is just an easy way to pay for the items that you want to purchase. Always easy to speak directly to customer service. I’ve not had a bad experience myself so I really rate PayPal credit and would recommend it to family and friends. Reviewed on: 6th July 2026
Nicola T's avatar
Nicola T

Good great for those little things you cant afford o...

5
Good great for those little things you cant afford outright Reviewed on: 6th July 2026
Paula m's avatar
Paula m

Excellent service

5
Great, was to use and understand, Reviewed on: 6th July 2026
Martin W's avatar
Martin W

Excellent service

5
I have always had good work from PayPal. Reviewed on: 6th July 2026
Isobelle Tyler's avatar
Isobelle Tyler

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