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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Always been good for me and family strate forward an...

Always been good for me and family strate forward and fair Reviewed on: 6th July 2026

The Only Online Credit Provider that are 'Bullet proof'

Have always offered and shown me an excellent customer services department. Are virtually 'bullet proof' as far as online scams and fraud, always working for their customer not the fraudsters Reviewed on: 6th July 2026

Easy and convenient

Easy and convenient to use, helps to spread the cost Reviewed on: 6th July 2026

Safer buying online and great customer service

When I have had problems with companies refusing to answer messages or pay refunds which I am owed over the years, PayPal has always come through and customer service has been perfect every time I have contacted them. Reviewed on: 6th July 2026

.Benefits I appreciate

. I use PayPal for peace of mind when shopping online, thanks to the buyer protection it offers. Beyond the added security, the flexibility to pay with PayPal Credit or Pay in 3 makes juggling my finances much simpler. Reviewed on: 6th July 2026

I have used PayPal for several years and appreciate...

I have used PayPal for several years and appreciate how quick, user friendly and secure it is. Sending payment is easily. The Pay in 3 option has been an excellent addition to helping me manage purchases in an affordable way. Reviewed on: 6th July 2026

Easy sailing transactions

Easy sailing transaction helped in situations of credit when I didn't have the funds to buy outright Reviewed on: 6th July 2026

PayPal is a great way to shop in-store or online & w...

PayPal is a great way to shop in-store or online & with 4 months interest free payments it works really well for me & some retailers I use give a discount for buying with paypal Reviewed on: 6th July 2026

Amazing Help

I had trouble with a retailer which wasn’t from England. They was excellent as sorting it out. Reviewed on: 6th July 2026

fast and reliable, extremely easy

fast and reliable, extremely easy Reviewed on: 6th July 2026

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