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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103851 reviews)

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4.90

Based on 103,851 reviews, last reviewed 11th May 2026

2446000% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103851)

Safe service

Have had a good experience and since allowing PayPal debit and credit to wallet has been handy. Reviewed on: 17th April 2026

PayPal have always been reliable!

PayPal have always been reliable! Reviewed on: 17th April 2026

Safe online payment

Easy and safe to make online payments Reviewed on: 17th April 2026

Excellent service, easy and fast

Excellemt, good fast service, easy and relaiable Reviewed on: 17th April 2026

Find PayPal very convenient and easy to use advantag...

Find PayPal very convenient and easy to use advantage of PayPal is that you can use it worldwide very easy to manage and great customer service and support Reviewed on: 17th April 2026

Freedom to cover some expenses hustle free & flexibl...

Freedom to cover some expenses hustle free & flexible payments as you go. It’s also a secure space & customer service is easily accessible & has been prompt a good experience for me. Interest rate is not bad as long as it is within expectations & no late or missed payments Reviewed on: 17th April 2026

Love the easy access using PayPal & pay in 3!

Love the easy access using PayPal & pay in 3! Always nice for the interest free for 4 months too Reviewed on: 17th April 2026

Easy and straightforward to use application

Easy and straightforward to use application Reviewed on: 17th April 2026

Very reliable

PayPal is excellent for online shopping, sending money, and running small online businesses. It’s secure, widely accepted, and feature‑rich. Reviewed on: 17th April 2026

PayPal credit has helped me for emergency purchases...

PayPal credit has helped me for emergency purchases and small items I needed with the option of paying with no interest with the pay in 3 option and to spread expenses over time rather than one big hit Reviewed on: 17th April 2026

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