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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Efficient and professional.

5
All of my dealings with PAYPAL have been conducted in an extremely professional manner. Their representatives are both knowledgeable and efficient. Reviewed on: 6th July 2026

PayPal has never failed me.

5
PayPal has never failed me. I am impressed how many places I can use it. I also like that I can choose how to spread the cost. Reviewed on: 6th July 2026

Most reliable fast and friendly safe and efficient s...

5
Most reliable fast and friendly safe and efficient service never lets you down and guarantees safe transactions Reviewed on: 6th July 2026

Pay Pal credit 5*****

5
Pay Pal credit helps me alot it allows me to purchase goods and gives me time to pay the bill off. Reviewed on: 6th July 2026

I love the pay in 4 months even though I always pay...

5
I love the pay in 4 months even though I always pay it off much earlier Reviewed on: 6th July 2026

Trust and safety

5
I have been using PayPal for most of the time that I have been on the internet. Why because I trust the company to protect me when I purchase good on line. It has been one hundred present in backing me with any complaints that I have had Reviewed on: 6th July 2026

Paypal credit is a fast and efficient service provid...

4
Paypal credit is a fast and efficient service providing financial assistance when most needed, the fees and charges are very easy to understand and very reasonable, the customer service provided by PayPal is very useful and informative to give assistance if required Reviewed on: 6th July 2026

Easy access and fast

5
All good no problems I never experience any issues Reviewed on: 6th July 2026

Fast and secure

5
I like all my info is stored securely and that I can pay with pp credit and pay that off monthly and all in a couple of clicks. Customer service is good and issues are usually resolved promptly. Reviewed on: 6th July 2026

Have always used paypal you pay and you know your tr...

5
Have always used paypal you pay and you know your transactions are in good hands Reviewed on: 6th July 2026

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