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PayPal: PayPal Credit reviews

4.90
Based on 103,874 reviews, last reviewed 11th May 2026
2447100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal helped me to pay for some much stuff when I n... Paypal helped me to pay for some much stuff when I needed it ASAP, one of the best helps i’ve had it was when my grandfather dies and I had to by quic... Read more Reviewed on: 11th May 2026
Viktorija R's avatar
Viktorija R

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103874)

Smartshopping

5
Trustworthy,easy, pay in 3 perfect Reviewed on: 17th April 2026

Have never had any issues that were not solved immed...

5
Have never had any issues that were not solved immediately with a phone call. Always fast, efficient and helpful. By far my preferred method of payment. Reviewed on: 17th April 2026

Easy to use and any issues quickly resolved

5
Easy to use and any issues quickly resolved Reviewed on: 17th April 2026

Happy with PayPal

5
Great experience,thank you ! It was quick always on-time and very helpful Reviewed on: 17th April 2026

PayPal is so convenient to have ..

5
PayPal is so convenient to have and use , always feels safe when buying from Internet stores Reviewed on: 17th April 2026

Their flexible and varied approach to money lending...

5
Their flexible and varied approach to money lending puts them way ahead of any competition. Reviewed on: 17th April 2026

Used daily for safe payments, credit services and tr...

5
Used daily for safe payments, credit services and transferes to friends and family. So easy and accessible to use. Love the new points/reward system too. Reviewed on: 17th April 2026

You money are safe with PayPal

5
Protects your purchase transactions from fraudsters. Returned my payment back when malicious attempt to sell non-existent service happened. Reviewed on: 17th April 2026

Wont let you down

4
Never let me down yet in many years of use. A safe way to shop online. Reviewed on: 17th April 2026

money back

5
love the incentives getting money back for spending Reviewed on: 17th April 2026

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