Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Very good very well service easy to access and easy...

Very good very well service easy to access and easy to transfer fund to friends and family Reviewed on: 6th July 2026

Great experience!

Great in every way. Since the vary first moment when I started looking, continuing to the customer assistance and with the purchases this is a great service! Reviewed on: 6th July 2026

HONEST POINT Of VIEW

I've been with PayPal for a while now and I've never had any major issues. Any problems, we can call customer service and have it sorted in no time with no hassle. And also it is a great way to protect your bank details. Reviewed on: 6th July 2026

Smooth operator

Decided to give PayPal credit a go & the whole experience went well, so I’m sure I will use PayPal again to do more transactions Reviewed on: 6th July 2026

Growing deals and options to manage money

Have used PayPal for a very long time. I’ve recently started using the PayPal credit following the deals at the download festival. I find each year there becomes more versatility with PayPal. Reviewed on: 6th July 2026

Very promising services provided by PayPal

Very promising services provided by PayPal Reviewed on: 6th July 2026

Easy to deal with no hassle at all

Easy to deal with no hassle at all Reviewed on: 6th July 2026

Always available and happy to help

I’ve never had a problem with PayPal, I would recommend it for everyone. It’s always available and customer service is there if you need help. Thank you Reviewed on: 6th July 2026

Its convenient to have 4 months interest free credit...

Its convenient to have 4 months interest free credit card and choice of payment in three Reviewed on: 6th July 2026

I've been using PayPal Credit for some time and my e...

I've been using PayPal Credit for some time and my experience has been very positive. The application process was simple, payments are easy to manage, and everything is clearly shown in the app. It's a convenient option for spreading the cost of purchases, and I've never had any major issues. Overall, I'm happy with the service and would recommend it. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub