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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

paypal is brilliant, easy to use, no problems, no wo...

paypal is brilliant, easy to use, no problems, no worries. Reviewed on: 6th July 2026

Great ways to pay for something

Great ways to pay for something over time at no interest Reviewed on: 6th July 2026

Paypal credit easy to use

I love using paypal because it makes checking out so much easier and quicker. I’ve only used the credit once for a TV and returned it because it was the wrong size. The cancellation for the credit was fairly easy and sorted it’s self out with interest of course. Reviewed on: 6th July 2026

Great service

PayPal credit has enabled me to sort my finances in a way where I can control my ongoings & outgoings with the added bonus of having time to pay gack purchases. Never had a problem contacting customer service and they have always been very helpful. Reviewed on: 6th July 2026

Excelent service

Fast, secure transfers and a good credit card that allows for purchases and repayment over a period of up to four months interest-free. Reviewed on: 6th July 2026

excellent service

Always had good value and solved a lot of disputes Reviewed on: 6th July 2026

Great way to shop

No problem applying, very easy to use. It's nice having it there for purchases online can't fault it Reviewed on: 6th July 2026

Excellent Service

I haven’t experienced any issues using PayPal services and the ease of using its services couldn’t be any easier Reviewed on: 6th July 2026

Quick and easy.

Quick and easy. Lots of vendors. Friendly agents Reviewed on: 6th July 2026

Always very quick and efficient.

Always very quick and efficient. When I’ve had problems with a vendor PayPal has acted swiftly and efficiently. Reviewed on: 6th July 2026

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