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PayPal: PayPal Credit reviews

4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103888)

Used daily for safe payments, credit services and tr...

5
Used daily for safe payments, credit services and transferes to friends and family. So easy and accessible to use. Love the new points/reward system too. Reviewed on: 17th April 2026

You money are safe with PayPal

5
Protects your purchase transactions from fraudsters. Returned my payment back when malicious attempt to sell non-existent service happened. Reviewed on: 17th April 2026

Wont let you down

4
Never let me down yet in many years of use. A safe way to shop online. Reviewed on: 17th April 2026

money back

5
love the incentives getting money back for spending Reviewed on: 17th April 2026

Reliable, user-friendly support when it matters most

5
PayPal has consistently been an excellent service for me and has significantly enhanced my overall transaction experience, particularly during these challenging financial times. Reviewed on: 17th April 2026

Prompt resolution of issues, the staff are always pr...

5
Prompt resolution of issues, the staff are always professional Reviewed on: 17th April 2026

PayPal has always supported smooth transactions and...

5
PayPal has always supported smooth transactions and is now even better as it allows me to buy big purchases with pay in 3 but I always have the option of paying it off early if I want to. Reviewed on: 17th April 2026

Safe service

5
Have had a good experience and since allowing PayPal debit and credit to wallet has been handy. Reviewed on: 17th April 2026

PayPal have always been reliable!

5
PayPal have always been reliable! Reviewed on: 17th April 2026

Safe online payment

5
Easy and safe to make online payments Reviewed on: 17th April 2026

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