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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Always try to pay with pay pal.

Always try to pay with pay pal. It's quick, easy and most importantly secure. Don't know what I would do without it Reviewed on: 6th July 2026

Very reliable always .

Very reliable always . Thank you Reviewed on: 6th July 2026

I feel PayPal offer easy and convent ways to pay inc...

I feel PayPal offer easy and convent ways to pay including pay in 3 and credit. Have made use of the 4 months free interest on a few occasions. Only contacted customer service once or twice over many years, were able to provide information, but didn’t seem to care about issues I was experiencing. Frustrating that payments to PayPal credit balance take 24 hours and not instant. Reviewed on: 6th July 2026

PayPal is good

Years with PayPal, all issues resolved quickly great products service and reliability Reviewed on: 6th July 2026

PayPal Credit

Helps spread the cost when purchasing items that I otherwise could not afford to pay for outright. Reviewed on: 6th July 2026

Have been there when I needed them to spread the cos...

Have been there when I needed them to spread the cost, give a comprehensive payment plans and dates to pay by as long as you pay before or ontime no problems Reviewed on: 6th July 2026

If I’ve any problems, I know who to go to straight c...

If I’ve any problems, I know who to go to straight customer service services. They always help me and sort me out very good Service thank you. Reviewed on: 6th July 2026

PayPal credit is great when needed especially when y...

PayPal credit is great when needed especially when you can split the payment in 3 without paying any interest Reviewed on: 6th July 2026

Customer services are very good, they make sure you...

Customer services are very good, they make sure you have value for your money spent and when there is problem with the product and call customer service is there to answer your questions and solved Reviewed on: 6th July 2026

Always the best service

The way Paypal dealt with every issue I ever had was 10/10, i once had a scam suspicion and they confirmed it within seconds. Always so quick and safe to use in any occassion. Couldn’t do without Paypal Reviewed on: 6th July 2026

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