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PayPal: PayPal Credit reviews

4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103950)

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s quick, easy to use, and makes online payments feel much more secure since I don’t have to share my card details everywhere. The app is simple to navigate, and transactions are usually fast. While there can be some fees, overall it’s a reliable and convenient payment platform. Reviewed on: 17th April 2026

Excellent Paypal service i use this credit many year...

5
Excellent Paypal service i use this credit many years ago to,very helpful credit card Reviewed on: 17th April 2026

Easy to set up and get going

5
Easy to set up and get going, easy to manage and keep track of everything Reviewed on: 17th April 2026

Great lender and reliable customer service

5
Great lender and reliable customer service Reviewed on: 17th April 2026

Paypal is excellent service to use

5
Paypal is excellent service to use Reviewed on: 17th April 2026

Excellent service ,

5
Excellent service , easy to use, but interest rates are high Reviewed on: 17th April 2026

Great customer service

5
Very happy. Always great customer service . I fell safe Reviewed on: 17th April 2026

Never had a problem buying anything Accepted for mos...

5
Never had a problem buying anything Accepted for most of my payment options.Simple,safe and hassle free. Reviewed on: 17th April 2026

Straight forward easy to understand

4
Straight forward easy to understand Reviewed on: 17th April 2026

Outstanding service.

5
Outstanding service. Easy to use and always at hand when needed Reviewed on: 17th April 2026

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