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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PayPal is a reliable

PayPal is a reliable and convenient online payment platform that makes sending and receiving money straightforward. The interface is easy to use, transactions are quick, and buyer protection adds an extra layer of security. It’s widely accepted across online stores, which makes checkout simple and fast. Reviewed on: 6th July 2026

Amanda’s emergency fund!

I’ve had this PayPal credit for a while now and it’s so easy to use. very handy if you don’t have spare cash to pay for something that you see as a bargain. Also interest free too. Brilliant Reviewed on: 6th July 2026

PayPal are always brilliant at hrlpung if transactio...

PayPal are always brilliant at hrlpung if transactions go wrong Reviewed on: 6th July 2026

I love using the pay in 3 option.

I love using the pay in 3 option. So easy to use & quick approval. Everything is clearly shown in email statements. Reviewed on: 6th July 2026

I've been with paypal for over 10 years and paypal c...

I've been with paypal for over 10 years and paypal credit since last year, it honeslty has been my go to finance provider, so secure and so easy to use. It had help build up my credit score and also gives me the peace of mind knowing I am with a trusted finance provider. Reviewed on: 6th July 2026

A useful tool to manage purchases.

It has been a useful tool to manage small to larger purchases. Reviewed on: 6th July 2026

Convenience and Value.

I love using PayPal for all online purchases, convenience and value for money. Reviewed on: 6th July 2026

Good company good communication fast borrowing

Good company good communication fast borrowing Reviewed on: 6th July 2026

Rely on Paypal

It is reliable, trustworthy above all not complicated to use Reviewed on: 6th July 2026

Very simple and straightforward.

Very simple and straightforward. Often use at checkout for convenience and not having to look out card details Reviewed on: 6th July 2026

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