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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Pretty mid to be honest.

Pretty mid to be honest. It asks about value for money but I’ve never been charged? I suppose that’s a good thing. Reviewed on: 6th July 2026

PayPal services

I’ve been using PayPal services for the last 15 years and I’ve never had any bad experience with them or have any problems problems they always trying to help and their services are excellent. They’re treating Customers really really really nice and they they have very very adequate facilities also they have different options of paying back or other facility to pay to connect to your Bank debit debit and all that sort. I highly recommend PayPal for all your online transactions. Reviewed on: 6th July 2026

PayPal Credit has been a Godsend for me

PayPal Credit has been a godsend for me, it allows me spontaneity, flexibility and peace of mind that my credit is in safe hands. Reviewed on: 6th July 2026

Overall it very good payment platform which reliable...

Overall it very good payment platform which reliable and secured Reviewed on: 6th July 2026

Easy to access, flexible and in-charge

Easy to access. Flexible payback process. I was in control of how much to pay back. Convenient for when my money wasn't enough. Reviewed on: 6th July 2026

I have had an excellent experience using PayPal over...

I have had an excellent experience using PayPal over the years. The platform is easy to use, secure, and makes both sending and receiving payments incredibly convenient. Transactions are processed quickly, and I appreciate the extra layer of buyer protection, which gives me confidence when shopping online. On the occasions I’ve needed assistance, the customer service team has been helpful and professional, resolving my queries efficiently. PayPal has become my preferred payment method because of its reliability, ease of use, and peace of mind. I would happily recommend PayPal to anyone looking for a safe and trustworthy way to manage online payments. Reviewed on: 6th July 2026

I’ve used pay pal for years now ,I always feel safe...

I’ve used pay pal for years now ,I always feel safe using it ,and they provide very good service ,give you time to pay ,I’d recommend to anybody . Reviewed on: 6th July 2026

Peace of mind and security

Pay pal has given me so much peace of mind using. PayPal credit and security with on line purchases Reviewed on: 6th July 2026

PayPal is my go to payment

PayPal is my go to payment, the security it offers. I feel safer using PayPal payments than card. Reviewed on: 6th July 2026

Go to finance

A simple and honest service! Will use again and again. Reviewed on: 6th July 2026

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