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PayPal: PayPal Credit reviews

4.90
Based on 103,985 reviews, last reviewed 11th May 2026
2452100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026
SOLOMON's avatar
SOLOMON

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103985)

I've had a good experience so far!

5
I've had a good experience so far! Reviewed on: 17th April 2026

Im happy with my pay pal account

5
Im happy with my pay pal account Reviewed on: 17th April 2026

Exceptional!

5
Exceptional!!! I'm using it a lot. Very,very helpful!!! Reviewed on: 17th April 2026

PayPal credit is so easy and great value.

5
PayPal credit is so easy and great value. Pay in 3 really helps me budget for life basically. The app is great for keeping on top of all the services provided. Friends can safely send me money which is so helpful as I am treasurer for my local club. Reviewed on: 17th April 2026

Haven’t has issues.

5
Haven’t has issues.And my queries have been resolved on time Reviewed on: 17th April 2026

Really good

5
Really good,,easy to set up and lots of 0% interest options and accepted almost everywhere Reviewed on: 17th April 2026

You can bank on PayPal

5
Any issues sorted immediately I trust them 100% Reviewed on: 17th April 2026

Great company been with you guys for a long time you...

5
Great company been with you guys for a long time you have helped me in times of need so thank you .!! Reviewed on: 17th April 2026

Easy to use.

5
Easy to use. Feel it's a safe online method to use. Reviewed on: 17th April 2026

I am so happy with PayPal that I will only use PayPa...

5
I am so happy with PayPal that I will only use PayPal to pay for anything that can be paid for by them as it’s as safe as it can be which makes me feel better about buying on line Reviewed on: 17th April 2026

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